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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18770 reviews)

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4.93

Based on 18,770 reviews, last reviewed 14th Mar 2026

50467% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Never had a problem with them Never had a problem with them. Good customer services and easy to set up. Reviewed on: 14th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18770)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Monzo, the best bank in the world.

I have loved Monzo ever since I joined years ago. From the ease to apply for loans, the ability to use pots and create virtual cards and now the offering of different types of Perks - this bank does everything I need it to do and more. I really love being able to split up my money after being paid and keeping myself on budget. I also love setting up payments to come out of different pots/ virtual cards as this ensures I never miss a payment. Reviewed on: 17th April 2025

Best UK bank account provider by miles

Best UK bank account provider by miles. Super slick AI, everything works perfectly. Tons of high value perks. Well done! Reviewed on: 17th April 2025

10/10 platform and customer service

Quick, friendly and effective customer service. Great platform and easy to use at home or overseas. Reviewed on: 17th April 2025

Brilliant bank with something for everyone.

Brilliant bank with something for everyone. Very easy to use and the best bank by miles. Puts the old fashioned banks to shame. Reviewed on: 17th April 2025

absolutely SLAY

they are 10/10- always on hand to help and proviide support. i have moved all of my friends and family onto monzo and i love the fact i can get paid early- really helps at that difficutly last couple of days before pay day. what A SLAY bank, ps tell GREG he is officialyl a british icon, and he provides some class entertainemnt on those dull days x Reviewed on: 17th April 2025

So straight forward to use and seamless transactions.

So straight forward to use and seamless transactions. Quick to rectify fraudulent activity! Love it! Reviewed on: 17th April 2025

Monzo world

I have started using my Monzo current account for all my shopping online and in store. It's so easy to top up my account as it let's me link it with another bank account to make transfers quicker, and it even gives me the chance to get cashback from many places including supermarkets. It also let's me link my mortgage to my monzo account. There are so many possibilities with Monzo that are so useful. Reviewed on: 17th April 2025

Simple banking

Been a customer for ages now. Makes life easier. Reviewed on: 16th April 2025

If you're not using Monzo, I'm really not sure why

The most ideal way to spend abroad, easy to move money in/out of savings accounts. Great joint account without having to jump through hoops. Easy to split bills and request money from people who owe you. Cashback options and the slickest app to manage it all! Reviewed on: 16th April 2025

Monzo gave me the level of confidence about managing...

Monzo gave me the level of confidence about managing my finances I never thought I could have. I’m busy, chaotic, and take no pleasure in learning about managing money or budgeting. I no longer have to force myself, Monzo takes care of it for me with such simplicity and transparency I wish was within my reach years earlier. Reviewed on: 16th April 2025

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