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Monzo: Current account reviews

4.93
Based on 18,768 reviews, last reviewed 14th Mar 2026
50400% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing company had a problem amazing company Never had a problem amazing company Reviewed on: 14th March 2026
Joshua's avatar
Joshua

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18768)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The most iconic card in the banking game

5
Monzo is an easy to set up and use Account. The iconic card is now a staple item in the wallet, and I love catching sight of others with the same card. It's almost a cult following! The ease of use from splitting bills, sending payments to friends is fantastic. And I love the feature of sharing a payment link to those who do not have Monzo. Reviewed on: 13th April 2025

I have always banked with high street banks like Bar...

5
I have always banked with high street banks like Barclays but have always found their customer service poor, especially with shutting down so many branches, Monzo has been a breath of fresh air Reviewed on: 13th April 2025

Interactive banking experience

5
Monzo provide an interactive and immersive banking experience, where I can organise my finances easily Reviewed on: 13th April 2025

Monzo is a customer-friendly financial institution

5
With my personal experience, Monzo is an excellent financial institution that takes customers’ financial welfare so seriously. Reviewed on: 12th April 2025

Perfect bank with swift mobile app.

4
Perfect bank with swift mobile app. Reviewed on: 12th April 2025

Great experience with monzo no problems with the ca...

5
Great experience with monzo no problems with the card or disputes Reviewed on: 12th April 2025

Monzo will change your life

5
Monzo is so easy to use and the pots feature really helps with splitting your bills also; so you know exactly what money is going well. I also pay for a perks account and a free weekly Greggs treat is delightful! Reviewed on: 12th April 2025

Monzo so far the best bank i have had.

5
Monzo so far the best bank i have had. Reviewed on: 12th April 2025

Client focused services

5
Practical, innovative and client centred. Reviewed on: 12th April 2025

It’s safe to used this Bank , very polite to help pe...

5
It’s safe to used this Bank , very polite to help people Reviewed on: 12th April 2025

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