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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17951 reviews)

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4.92

Based on 17,951 reviews, last reviewed 15th Feb 2026

35750% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Wish every bank was of Monzo standard! Monzo has been one of the best banking apps I have used. The account set up to day to day banking is very user friendly and intuitive. Having setup my... Read more Reviewed on: 15th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17951)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

No issues with monzo very helpful when I had a probl...

No issues with monzo very helpful when I had a problem before and quick response Reviewed on: 10th February 2026

Fantastic

Never had an issue with Monzo. Would always recommend to family and friends Reviewed on: 10th February 2026

Brilliant online bank

One of the most easier ways to bank online. Customer service is quick and simple and they have a good knowledge to help and advise us customers Reviewed on: 10th February 2026

Top marks for helping me manage money

So easy to switch over. Very transparent and intuitive to use. Let's you know in good time when money is going out and coming in. This helps me manage my finances better Reviewed on: 10th February 2026

Always really good service, love the easy and clean...

Always really good service, love the easy and clean app. Really great features to track spending. Reviewed on: 10th February 2026

Monzo are brilliant.

Monzo are brilliant. the UI of the app is very modern and easy to navigate, i’m glad i bank with Monzo! The perks plan is even better, i use my greggs treat every week like clock work and use my cinema ticket every month! it’s absolutely worth the £7 a month! (plus other stuff) Reviewed on: 10th February 2026

I absolutely love monzo I use them as my main bank I...

I absolutely love monzo I use them as my main bank I love how simple it is to use I love all the assistances it give you with money everything is jsut to easy stress free and simple and that’s what I love about it I am also a perks member and it is absolutely worth it monzo should win the best bank of the year in my opinion Reviewed on: 10th February 2026

Simply the best

Left Monzo once but came back asap and would now never leave - I pay £3 pcm for Extra and love connected banks, get paid early, credit ratings embedded, early insight of incoming BACS payments and outgoing direct debits Reviewed on: 10th February 2026

Great customer service and always help quickly and I...

Great customer service and always help quickly and I never worry about my mine being in the account! Reviewed on: 10th February 2026

I love Monzo!

I love Monzo! Always giving me tips and the customer service is incredible. If I ever have a problem or I’m having trouble with my money they’re happy to help. They also kind of review my account and tell me what I’m doing good at or what could be better. Reviewed on: 10th February 2026

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