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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18782 reviews)

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4.93

Based on 18,782 reviews, last reviewed 15th Mar 2026

50833% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have never had any issues, i love the perks and re... I have never had any issues, i love the perks and rewards, incentives etc. i love the layout of. the app, everything is simple, colourful and modern, ... Read more Reviewed on: 15th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18782)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Simply the best - I can't think of any other place t...

Simply the best - I can't think of any other place to bank Reviewed on: 9th April 2025

Great modern app

I love the app, the ability to split my finances into different pots, the UX of the app makes it really easy to use, and the perks and 1p challenge are just the icing on the cake. Reviewed on: 9th April 2025

Such a refreshing change to consumer banking - easy...

Such a refreshing change to consumer banking - easy app, dynamic product and prompt and accessible customer service! Reviewed on: 9th April 2025

Functionality is second to none

Really quick and easy switch from my previous bank, functionality is second to none. round-ups, bank and mortgage linkage, ready access to 3 different credit agencies and really easy to use 'pots' with salary sorting. It's definitely been worth the switch Reviewed on: 9th April 2025

Ive found it extremely easy to use

Ive found it extremely easy to use monzo, Starting with a personal account and then moving to add a joint account. Its great that we can manage everything in one place. Reviewed on: 9th April 2025

I been using monzo for a years and it be so simple t...

I been using monzo for a years and it be so simple to move money and pots help loads Reviewed on: 9th April 2025

Just an amazing bank, It has everything you need.

Just an amazing bank, It has everything you need. Reviewed on: 9th April 2025

easy app to navigate with really helpful and quick c...

easy app to navigate with really helpful and quick customer service that runs in the app ( no having to call and sit on hold for hours). Great when traveling abroad too. Use as my main bank account and couldnt fault my Monzo experience at all. Reviewed on: 9th April 2025

They are awesome and super accessible as well as fri...

They are awesome and super accessible as well as friendly and modern Reviewed on: 9th April 2025

It just works, binned my high street bank 5 years ago.

It just works, binned my high street bank 5 years ago. I need more pots though, guys. I would upgrade my account to get more! Reviewed on: 9th April 2025

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