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Monzo: Current account reviews

4.93
Based on 18,787 reviews, last reviewed 16th Mar 2026
51000% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo have just been great from the get go never had... Monzo have just been great from the get go never had an issue Reviewed on: 16th March 2026
Ross P's avatar
Ross P

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18787)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

5
Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Ive found it extremely easy to use

5
Ive found it extremely easy to use monzo, Starting with a personal account and then moving to add a joint account. Its great that we can manage everything in one place. Reviewed on: 9th April 2025

I been using monzo for a years and it be so simple t...

5
I been using monzo for a years and it be so simple to move money and pots help loads Reviewed on: 9th April 2025

Just an amazing bank, It has everything you need.

5
Just an amazing bank, It has everything you need. Reviewed on: 9th April 2025

easy app to navigate with really helpful and quick c...

5
easy app to navigate with really helpful and quick customer service that runs in the app ( no having to call and sit on hold for hours). Great when traveling abroad too. Use as my main bank account and couldnt fault my Monzo experience at all. Reviewed on: 9th April 2025

They are awesome and super accessible as well as fri...

5
They are awesome and super accessible as well as friendly and modern Reviewed on: 9th April 2025

It just works, binned my high street bank 5 years ago.

5
It just works, binned my high street bank 5 years ago. I need more pots though, guys. I would upgrade my account to get more! Reviewed on: 9th April 2025

Froze our card

2
Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025

Customer service is as bad as it can get

1
Horrible support to customers. It's always generic answers and they barely provide any resolution in time. Going back to my traditional bank account. Reviewed on: 9th April 2025

Genuinely modern banking tech.

5
Genuinely modern banking tech. Always banked with Halifax and barclays and Monzo is such a breeze in comparison. Easy to use apps, flexible finance options, easy to use abroad. Good savings rates. Reviewed on: 8th April 2025

It’s just so easy.

5
It’s just so easy. Even my grandma uses it with ease. Reviewed on: 8th April 2025

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