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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18782 reviews)

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4.93

Based on 18,782 reviews, last reviewed 15th Mar 2026

50833% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have never had any issues, i love the perks and re... I have never had any issues, i love the perks and rewards, incentives etc. i love the layout of. the app, everything is simple, colourful and modern, ... Read more Reviewed on: 15th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18782)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy of use especially for setup account and conveni...

Easy of use especially for setup account and convenience, security, and support Reviewed on: 5th April 2025

Why Monzo is my favourite bank

When I moved to the UK in 2019, Monzo was easy to set up and I haven't looked back since. I use the pots to help budget. I categorise mhm payments so I can track outgoings and I use savings account to help my money do more than just sit there. Reviewed on: 5th April 2025

DONT TRUST MONZO

A company was allowed to steal money from my account. monzo not only didnt stop them or get my money back. tthey're fused to help on any way and spent more time covering there backs Reviewed on: 4th April 2025

Gorgeous UX/UI, love the updates of features.

Gorgeous UX/UI, love the updates of features. Really impressed Reviewed on: 4th April 2025

It has made life easier.

It has made life easier. The team behind it is amazing too every time I reach out for help they resolve it in hours. Reviewed on: 4th April 2025

Good and fast service , easy in use

Good and fast service easy in use Reviewed on: 3rd April 2025

Banking with Monzo is a thoroughly enjoyable experience

Without Monzo and their spending tools, I would probably still be living paycheck to paycheck. I am a huge fan of custom categories as they enable me to break down my spending habits where I am able to make better informed decisions each month. Automated spending round-ups means I am no longer waiting for my next payday. In total, the savings I make each month are far greater then their premium packages which makes banking with Monzo a thoroughly enjoyable experience. Reviewed on: 3rd April 2025

I love Monzo!

I love Monzo! - They make my banking so easy not only for me, but for my husband who is self employed too. Gone are the days I needed to visit a branch as everything is so slick and easy on the App. They have also made Banking fun with Pots, Savings Encouragement, Seeing my Investments and Equity Grow! I just wish they could take over the NHS! Reviewed on: 3rd April 2025

Great quality of live features.

Can take early payments if balance is due into the bank. Also allows me to creative simple savings pots that round up automatically. Overall excellent service with fantastic quality of life features. Reviewed on: 3rd April 2025

Everything you need on one screen.

Everything you need on one screen. Easy to use. Provides excellent services and perks. Reviewed on: 3rd April 2025

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