Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18789 reviews)

View other Monzo products

4.93

Based on 18,789 reviews, last reviewed 16th Mar 2026

51067% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The easiest bank account to manage The easiest bank to use, contact and sort out anything you need help with. I've been with Monzo for almost 7 years now and I just love all the accessi... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18789)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Pots are good, roundups work well.

Pots are good, roundups work well. Interest rates on savings pots are great with good FX rates for use abroad. all around it's a really good package Reviewed on: 6th April 2025

Easy smart banking Lobe the use of pots to help mana...

Easy smart banking Lobe the use of pots to help manage money. Easy clean tidy app Reviewed on: 6th April 2025

It give us good rate and easy to use.

It give us good rate and easy to use. Reviewed on: 6th April 2025

My Monzo Review

Monzo was the first Bank account I opened in the UK. It was Easy to open an account and the App add value to the user Reviewed on: 6th April 2025

Very easy to use, I have both flex and current accou...

Very easy to use, I have both flex and current account and by far it is the easiest way to bank no need for long customer service queues anymore! Reviewed on: 5th April 2025

I can save for my grand children as early as six years!

I can save for my grand children as early as six years! I forgot my PIN and never waited for replacing as all was done online and quick! Monzo encouraged me to invest on the market! I love Monzo!!! Reviewed on: 5th April 2025

Customer service and App

Customer service sorted a transfer issue out really quickly. Really good app. Reviewed on: 5th April 2025

Easy daily spending account, love the simple payment...

Easy daily spending account, love the simple payment splitting tools to make settling up with friends easier. The pots and 1p saving challenge are good money management incentives too. Reviewed on: 5th April 2025

Easy of use especially for setup account and conveni...

Easy of use especially for setup account and convenience, security, and support Reviewed on: 5th April 2025

Why Monzo is my favourite bank

When I moved to the UK in 2019, Monzo was easy to set up and I haven't looked back since. I use the pots to help budget. I categorise mhm payments so I can track outgoings and I use savings account to help my money do more than just sit there. Reviewed on: 5th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexDirect
from Nationwide 4.58 from 334 reviews
Current account
from Card One Money 3.13 from 4 reviews
Account (discontinued)
from Ditto Bank (inactive company) 3.00 from 4 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 833 reviews
Flex Purchase credit card
from Monzo 4.97 from 3058 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub