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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17741 reviews)

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4.92

Based on 17,741 reviews, last reviewed 10th Feb 2026

25400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

they have solved problems i have had with my card im... they have solved problems i have had with my card immediately Reviewed on: 10th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17741)

Review of the Monzo, Current account:

So straight forward to use and seamless transactions.

So straight forward to use and seamless transactions. Quick to rectify fraudulent activity! Love it! Reviewed on: 17th April 2025

Cant fault them really.

Cant fault them really. The app is great, and I’m always informed of payments and money movements. I use the card in Europe with no fees. The products they supply are really good. Reviewed on: 9th February 2026

Monzo customer for years

Love monzo! Been a monzo customer for years now and never had a single problem. Reviewed on: 9th February 2026

Absolutely fantastic bank account.

Absolutely fantastic bank account. I can see all of my other accounts in the MONZO App. It’s really easy to use. Reviewed on: 9th February 2026

Phenomenal bank

Monzo is a phenomenal bank. Ever reliable, beautiful UI, considerate UX that tells me exactly what it is I need to know, and additional products that add real value (phone insurance, which was much needed when my phone got stolen earlier in the year, travel insurance so I don’t have to worry when applying for visas, etc). If I’m being selfish I’d only ask for 1 more thing - that Monzo could somehow generate bank statements for all the other accounts I’ve connected to it. But I know that’s unreasonable. This is literally the perfect banking app. 10/10. No notes Reviewed on: 9th February 2026

Monzo is the bank that cracked it.

Monzo is the bank that cracked it. Best in class UX with just what we need. And they're fun. Reviewed on: 9th February 2026

They make banking simple easy and accessible.

They make banking simple easy and accessible. With good products and nice ways to sort out your finances with pots, savings and interest options Reviewed on: 9th February 2026

It’s the best thing I ever did to organise my finances.

It’s the best thing I ever did to organise my finances. I love the current account and having the ability to organise my money into pots to be able to budget. I can also save and link my accounts together. Reviewed on: 9th February 2026

A quality modern bank, simple to use, excellent cust...

A quality modern bank, simple to use, excellent customer service and customer perks you just font get with other banking platforms Reviewed on: 9th February 2026

Brilliant bank lots of features and can use abroad

Brilliant bank lots of features and can use abroad Reviewed on: 9th February 2026

I have their max plan and I get really good benefits...

I have their max plan and I get really good benefits and their customer service is very good too Reviewed on: 9th February 2026

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