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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

Excellent product and service and a bank that actual...

Excellent product and service and a bank that actually benefit customers around savings , investments, perks , pensions and the 1-4p challenge that works for us in gaining not losing Reviewed on: 18th February 2026

Been banking with monzo for over a year and I'm find...

Been banking with monzo for over a year and I'm finding the experience great. Reviewed on: 18th February 2026

Really smooth

Really smooth online banking experience Reviewed on: 18th February 2026

Excellent

I have been a customer of Monzo for almost 5 years and it is a game changer. So many good elements that make everyday banking so much easier. Reviewed on: 18th February 2026

It's very easy to navigate through the app

It's very easy to navigate through the app Reviewed on: 18th February 2026

Amazing love the early pay day feature !

Amazing love the early pay day feature ! Reviewed on: 18th February 2026

I love Monzo

I love Monzo! Amazing features on the app Reviewed on: 18th February 2026

Monzo Bank for the Win

I have used Monzo Bank for over a year and have found the app super easy to navigate and transferring money to my children is seamless. Reviewed on: 18th February 2026

Consistently good current account.

Consistently good current account. Small perks reward use, albeit not all will be useful to everyone. Options to upgrade exist but free account still has great utility, especially with bill splitting between friends and shared tabs. App remains one of the best in class for stable and engaging use. Reviewed on: 17th February 2026

Whenever I need support, they’re quick, human and pe...

Whenever I need support, they’re quick, human and personalised. The app is super seamless and easy to use - it helps manage finances. Reviewed on: 17th February 2026

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