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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18800 reviews)

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4.93

Based on 18,800 reviews, last reviewed 18th Mar 2026

51433% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing customer service, quick to respond online ch... Amazing customer service, quick to respond online chat and also on the phone. Love their socials and how they are engaging with the younger audience Reviewed on: 18th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18800)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Control, clarity and consistency

Love monzo, it's actually given me so much control on makes budgeting so easy. Investments and savings are life changing Reviewed on: 20th March 2025

Just easy to use as a product and transferring money...

Just easy to use as a product and transferring money around friends and family is just simple, tracking your money is great though the tools in which Monzo has Reviewed on: 20th March 2025

Greg’s my spirit human

Greg’s my spirit human. That’s it. That is all. But there’s prompts below this text box and the next buttons still greyed out so I’m still typing. Did I mention Greg? I did. Let me mention Greg again. Greg deserves to have the Fridays that’s he wants, my god. It’s still greyed out. At least the text below this box is now saying ‘fantastic’. Greg, help me! Please, please, please. Nope. Still greyed out. Anyway, I’m off on hols next week. I guess I’ll still be typing then. Doh. Hahahahahah I could have hit the button at anytime. Anyway. Monzo’s a great bank. Adios it’s too early for this. Reviewed on: 20th March 2025

Customer respond my answer quickly and resolve it!

Customer respond my answer quickly and resolve it! Reviewed on: 20th March 2025

Revolutionised modern banking with their app and mar...

Revolutionised modern banking with their app and marketing Reviewed on: 20th March 2025

The ease and lack of friction is what makes Monzo Gr...

The ease and lack of friction is what makes Monzo Great. Easy to do everything from the app and I've got my whole family on it with joint accounts and more recently kids accounts. Never really had any issues, helps me keep to my budgets, great for payments abroad and has everything I need. Reviewed on: 20th March 2025

Superb banking platform with easy to use interface a...

Superb banking platform with easy to use interface and great features beyond the current account eg pots, 1p saver, flex credit and ISA Reviewed on: 20th March 2025

Makes money management easier & epic perks!

Monzo’s current account is simple and easy to use. It provides flexibility with different levels if perks - the Max current account includes great perks like travel insurance and phone cover. It’s also a great account to travel with due to having no foreign transaction fees. Plus the app is simple and intuitive - it provides super helpful features to track your spending and support budgeting. Reviewed on: 20th March 2025

Been a Monzo customer since the early days.

Been a Monzo customer since the early days. Never looked back! Reviewed on: 20th March 2025

great banking

Monzo is a great place where i can store all my holiday money and savings to earn little interest on top and to treat myself when possible. Always great communication with new updates Reviewed on: 20th March 2025

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