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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18800 reviews)

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4.93

Based on 18,800 reviews, last reviewed 18th Mar 2026

51433% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing customer service, quick to respond online ch... Amazing customer service, quick to respond online chat and also on the phone. Love their socials and how they are engaging with the younger audience Reviewed on: 18th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18800)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The best bank ever!

Best banking I’ve ever used, recommend it to everyone I know. Easy to navigate, quick service, great apr rates! Just love it Reviewed on: 19th March 2025

Banking made frendly

Ease of use, clear explanations, and service with character. I've been a Monzo user for a long time and have always been served with kindness and clarity. Reviewed on: 19th March 2025

Best bank, and it also has character!

I've been a Monzo customer for more than six years. I use Monzo Plus, Flex, cashback, and Pots, etc. The app is easy to use, and I love the extra features, such as categories, notes, and the receipt-adding option. I like the design. Making transfers or sharing costs is super easy. Customer service is the best I've ever experienced. I love the funny posts on LinkedIn. Best bank ever! Reviewed on: 19th March 2025

One of the best UIs I have ever used

One of the best UIs I have ever used Reviewed on: 19th March 2025

Quick account opening, clear policies, easy to use,...

Quick account opening, clear policies, easy to use, and quite fast app. Reviewed on: 19th March 2025

Joined a few months ago and have loved it since, fre...

Joined a few months ago and have loved it since, free sausage roll ever week, railcard too and a very good savings scheme of the 1p challenge. Reviewed on: 19th March 2025

I have been a Monzo customer for a long time and it...

I have been a Monzo customer for a long time and it has made my budgeting and saving so efficient, also, swift action was taken when I had a fraudulent transaction on my account. It was sorted within just a few hours and it’s really reassuring. Reviewed on: 19th March 2025

Easy to use!

I love Monzo! Easy to use! Efficient Reviewed on: 19th March 2025

Modern banking with an incredible app.

Having experienced Monzo’s modern banking, I wouldn’t be able to go back to a traditional high-street bank. The app is incredible for budgeting and wealth building. I am in a great financial position and so much of this is due to Monzo and their incredible app. Reviewed on: 19th March 2025

Great experience

I’ve had a great experience with Monzo from day 1. Wouldn’t use another bank Reviewed on: 19th March 2025

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