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Monzo: Current account reviews

4.93
Based on 18,862 reviews, last reviewed 21st Mar 2026
53433% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is the best bank I have had Monzo is the best bank I have had Reviewed on: 21st March 2026
Maria M's avatar
Maria M

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18862)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Helps us to organise our life

5
Great app. So easy to use. We have joint and current account. Helps us to organise our life. Reviewed on: 18th March 2025

Monzo is part of my life

5
Monzo is part of my life the flex ,the pots , virtual cards , round ups , all the banks in one place ,everything is just wow amazing . Reviewed on: 18th March 2025

They’re supportive and are helpful especially when t...

5
They’re supportive and are helpful especially when there’s issues with the card Reviewed on: 18th March 2025

The most welcoming and enjoyable banks out there

5
Monzo has one of the most inviting and accessible onboarding journeys I've experienced. The user interface is brilliant and a genuine pleasure to use. Reviewed on: 18th March 2025

I have moved to Monzo as it’s easy to use, I can rec...

5
I have moved to Monzo as it’s easy to use, I can receive my BACS payments early and it’s all in one app! Reviewed on: 18th March 2025

I love the pots

5
I love the pots. They've helped me stay in control of my finances and ensured I always have enough for bills and other essentials Reviewed on: 18th March 2025

Family friendly, banking made simple

5
I’ve been using monzo as a secondary account for years but now both my children have monzo cards, it’s my main account as it’s so easy. Reviewed on: 18th March 2025

I’ve never had a bad experience with monzo!

5
I’ve never had a bad experience with monzo! Always speedy and efficient Reviewed on: 18th March 2025

Fabulous

5
All the times I've had to deal with Customer service regarding a query or issue of mine, they have met my expectations. Reviewed on: 18th March 2025

Just so simple to use.

5
Just so simple to use. Good products, love the pot system they use. Makes budgeting easy. Reviewed on: 18th March 2025

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