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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18868 reviews)

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4.93

Based on 18,868 reviews, last reviewed 21st Mar 2026

53633% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to set and use! Really easy to set and use! As a family we are now all with Monzo! Reviewed on: 21st March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18868)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Incredibly easy, efficient, and fun to use

Incredibly easy, efficient, and fun to use Reviewed on: 18th March 2025

Simple and easy

Monzo is simple and easy to use, the functionality for splitting/requesting paying friends is great and using it abroad makes everything hassle free. Reviewed on: 18th March 2025

Wish I found Monzo sooner

Used Monzo for years, great for a personal current account and using a joint account for house hold bills.Never any issues. Reviewed on: 18th March 2025

Never had a bad word to say absolutely love monzo fo...

Never had a bad word to say absolutely love monzo for current account, loans and flex Reviewed on: 18th March 2025

Hippest Bank of the 21st Century

I love Monzo for many different reasons, but the main ones are: ease of use, great application, easy registration process with quick turnarounds, intuitive app design. Monzo helps me stay on top of my spendings and offers saving options that other, mainstream lenders and banks don't do too well. Reviewed on: 18th March 2025

Excellent bank.

Excellent bank. Easy to use. Gives aceess to all that I need. No complex webpage, phone app which is well designed with good security features. Reviewed on: 18th March 2025

Monzo has transformed how I manage money

Monzo has transformed how I manage money and are holding traditional banks accountable for their outdated UX and features. I hope other industries get disrupted in a similar fashion. Just because something is widely adopted, doesn't mean it's right. Keep innovating Monzo! Reviewed on: 18th March 2025

The perfect card to use abroad

Love using this abroad where my money feels safer! Reviewed on: 18th March 2025

They just get it

They are just great and get it :) Social media account is great to follow too. Reviewed on: 18th March 2025

Monzo just makes life easy.

Monzo just makes life easy.. gone are the days of carrying international currency in a wallet disguised a belt, whenever I travel I always transfer money to my monzo current account. Need to split the bill, transfer money to friends quickly, make use of a low interet overdraft.. Monzo has it all! Reviewed on: 18th March 2025

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