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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18868 reviews)

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4.93

Based on 18,868 reviews, last reviewed 21st Mar 2026

53633% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to set and use! Really easy to set and use! As a family we are now all with Monzo! Reviewed on: 21st March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18868)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo makes banking a joy

I pay for Monzo premium and I love the actual benefits you get. Treats like the cinema and Greggs but also better savings rates too. The customer service team are excellent every time I've needed them. The app is super easy to use and great for categorising spends. The virtual cards also brilliant. Their tone of voice is less serious but also super trustworthy and accessible. They really make banking a joy. Reviewed on: 18th March 2025

Instant updates.

Instantly updates. Very easy to move money. Very easy to add notes to transactions Reviewed on: 18th March 2025

Best Bank Account going

I got a Monzo account when I was doing some travelling with intention to use it purely as an international account because of the no fees. Cut to 6 years later and it's my main account that I use for everything from a current account to a savings account. I'm looking into the Flex as well. Huge fan. Reviewed on: 18th March 2025

Funny on socials, informative on app

Funny on socials, informative on app Reviewed on: 18th March 2025

I love the app features, they’re so simple and easy...

I love the app features, they’re so simple and easy to use! I especially like the ability to easily send money to another Monzo accounts or set up pots to easily split bills etc! A very intuitive design. Reviewed on: 18th March 2025

I love the budgeting tools and use them every month!

I love the budgeting tools and use them every month! Reviewed on: 18th March 2025

Great app which is very easy to manage.

Great app which is very easy to manage. I have linked all my cards to monzo to see my spending within Monzo Reviewed on: 18th March 2025

Great App

Always an easy process using the app & I love the pots function. So much easier to sort my money. I also like the get your money early function ;) Reviewed on: 18th March 2025

Great overall product (love the pots!

Great overall product (love the pots!), but slightly disappointed in the limits on withdrawing cash abroad which can quickly add up when travelling. Reviewed on: 18th March 2025

Using Monzo has made life easier and better for me i...

Using Monzo has made life easier and better for me if I would say. Everything at my fingertips in the app. Well organised and not so complicated. I recently got a credit card with Monzo after the phobia of credit cards and breaking free and I am grateful I did. Customer service is top notch and that’s all I want in a bank (easy to use apps and features and reliability) Reviewed on: 18th March 2025

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