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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

A really friendly company, to deal with.

A really friendly company, to deal with. Love the way it gives customers the correct balance at all times unlike some banks who hide transactions for a couple of days.. Reviewed on: 14th February 2026

Amazing platform

10/10 with any Monzo experience or I traction Reviewed on: 14th February 2026

Easy to use, plenty of options, friendly

Easy to use, plenty of options, friendly Reviewed on: 14th February 2026

I love it

Brill service and ace bank, love it and will always recommend, not just a “travel card” it’s a main bank for me. Reviewed on: 14th February 2026

Banking for the 21st Century

I have used Monzo for years and can categorically say that they are amazing and at the forefront of banking. I’ve never had any problems with them at all and I would recommend them to everyone Reviewed on: 14th February 2026

MonzoCurrentAccount

Great Bank use it as my main one Reviewed on: 14th February 2026

Easy to use and user friendly.

Easy to use and user friendly. Makes banking easy Reviewed on: 14th February 2026

From occasional to primary account

Originally opened a Monzo account to use it abroad for spending money when on holiday without any charges but I’ve enjoyed the flexibility and ease so much that I’m slowly starting to use it more for a general day to day account. Reviewed on: 14th February 2026

Baking doenst need to be boring

Great incentives to save. Transparent and extremely quick when you get a refund no waiting around. So many features, very innovative realising that banking doesn’t need to be boring. Reviewed on: 14th February 2026

Best bank

Makes banking easy, love the ‘pots!’ Reviewed on: 14th February 2026

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