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Monzo: Current account reviews

4.93
Based on 18,878 reviews, last reviewed 22nd Mar 2026
53967% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience using Monzo. I’ve had a really positive experience using Monzo. The app is incredibly easy to use and makes managing my money feel simple and stress-free. I especi... Read more Reviewed on: 22nd March 2026
Lucy J's avatar
Lucy J

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18878)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to use app, great incentives for saving, easy c...

5
Easy to use app, great incentives for saving, easy credit options (Flex) Reviewed on: 18th March 2025

Highly recommended

5
Have used Monzo for over 6 years as a daily spending account, use abroad on holidays for great exchange rates, use of savings pots and roundup feature, app is really easy to use and transactions appear instantly, BACS payments can be accessed early, loads of great features and never had any issues with Monzo. Reviewed on: 18th March 2025

Great banking app that provides excellent visibility...

5
Great banking app that provides excellent visibility of spending habits and easy access to savings and investments. Reviewed on: 18th March 2025

Fantastic products

5
Monzo have been a fantastic bank and definitely help me manage my money and savings with ease. I love the new kids cards and investments, simply brilliant products. Reviewed on: 18th March 2025

ALWAYS MONZO

5
ALWAYS MONZO Always innovative, Monzo lead, whilst other banks follows. Always available to help with any queries. Always quick to advise of any account activity. Always confident that my accounts are secure. Reviewed on: 18th March 2025

Customer for 3 years, love Monzo!

5
Been with Monzo for 3 years now, cannot fault them - Great bank, great saving opportunities, and I use it everywhere I go internationally! Reviewed on: 18th March 2025

A bank for the 21st Century

5
I'm FULL Monzo - everything goes through them. Reviewed on: 18th March 2025

It was best decision to start monzo account and they...

5
It was best decision to start monzo account and they have never given a chance to think otherwise. Simbly the Damn best. The way it's setup makes your life easier. App is so user friendly and puts other banking apps to shame. Keep up the great work. Proud to be with Monzo.. Reviewed on: 18th March 2025

Monzo is a game-changer.

5
Monzo is a game-changer. Moved from Revolut over to Monzo and switched to Monzo flex. It has been a fantastic decision. Reviewed on: 18th March 2025

Best UK bank on the market, simple, great marketing...

5
Best UK bank on the market, simple, great marketing and has everything you’d need Reviewed on: 18th March 2025

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