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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

Great interface, plenty of functionalities and offer...

Great interface, plenty of functionalities and offers with cashback and perks Reviewed on: 13th February 2026

Used as a second account at first but after 6 months...

Used as a second account at first but after 6 months I now use as my main account. Very easy to sort finances. Reviewed on: 13th February 2026

Monzo Max Account

I have a Monzo Max account, its perfect, its better than any other account I have held with other banks, such as Halifax and Nationwide, I was warned not to at first, but I knew I could trust them, since then most people I know have started to make the switch, I pay a monthly fee, with this I get travel insurance, car insurance, phone insurance, an annual railcard and weekly greggs treat, no other bank offers these types of rewards for your loyalty, I've been with them 2 years and never experienced one single issue, which can't be said for banks I have been with previously, their customer service is chat only, but anytime I have had to use it, my queries are always resolved so swiftly. Reviewed on: 13th February 2026

I have been with Monzo several years now, It's a fea...

I have been with Monzo several years now, It's a feature rich bank with a wealth of options, the APP is very comprehensive and very intuitive and Monzo continually look for new ways to improve upon their services and the App. Reviewed on: 13th February 2026

Love the way monzo deal the customer

Love the way monzo deal the customer Reviewed on: 13th February 2026

Great benefits

Easy to set up and easy to use, great benefits from upgrading to max me and my husband have current account and a joint also. Best idea to change. Reviewed on: 13th February 2026

Simplicity and great service.

Simplicity and great service. Everything just works. Reviewed on: 13th February 2026

Monzo has helped me save money and see exactly where...

Monzo has helped me save money and see exactly where my money is going I have enjoyed using and will continue to Reviewed on: 13th February 2026

My no1 bank

Easiest and best bank i have banked with in the process of closing other bank accounts and just using monzo, also a great place to invest and have full control over my pension. Have a credit card and find the 0%interest for 3 months a god send Reviewed on: 13th February 2026

Discovered Monzo by accident.

Discovered Monzo by accident...what a delight) Pots and savings are excellent way to save without even realising. Flex option is big help if money is tight at certain times. Love the whole set up and advice along the way...investments..pension...mortgage Reviewed on: 13th February 2026

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