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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18207 reviews)

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4.93

Based on 18,207 reviews, last reviewed 3rd Mar 2026

48350% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing account, good exchange rates, great customer... Amazing account, good exchange rates, great customer service. Saved me from fraud!!! Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18207)

Review of the Monzo, Current account:

The. Best. Overdraft/Loan. Experience. Ever!

Already a fan of Monzo the experience from the angle of managing my overdraft and its usage, right down to the clarity of how its Loans are presented and booked into - it’s just second to none. Nothing is pushed on you and the terms are clear and fair. Moreover as a Premium user I love how my credit score shows up in the app - with a monthly update reminder that highlights the causes for any drop or increase. This is excellent and a great awareness grower for those using credit. In fact it has motivated me to stay out of my OD. Hats off Monzo! Reviewed on: 14th June 2021

I use Monzo for over 5 year now on daily basis.

I use Monzo for over 5 year now on daily basis. Very easy and helpful. I feel supported and sometimes I even forget that Monzo is actually a bank, for it's simplicity and how it really fits in todays world Reviewed on: 13th February 2026

Great company and i love how easy the app is...

Great company and i love how easy the app is to use Reviewed on: 13th February 2026

Great interface, plenty of functionalities and offer...

Great interface, plenty of functionalities and offers with cashback and perks Reviewed on: 13th February 2026

Used as a second account at first but after 6 months...

Used as a second account at first but after 6 months I now use as my main account. Very easy to sort finances. Reviewed on: 13th February 2026

Monzo Max Account

I have a Monzo Max account, its perfect, its better than any other account I have held with other banks, such as Halifax and Nationwide, I was warned not to at first, but I knew I could trust them, since then most people I know have started to make the switch, I pay a monthly fee, with this I get travel insurance, car insurance, phone insurance, an annual railcard and weekly greggs treat, no other bank offers these types of rewards for your loyalty, I've been with them 2 years and never experienced one single issue, which can't be said for banks I have been with previously, their customer service is chat only, but anytime I have had to use it, my queries are always resolved so swiftly. Reviewed on: 13th February 2026

I have been with Monzo several years now, It's a fea...

I have been with Monzo several years now, It's a feature rich bank with a wealth of options, the APP is very comprehensive and very intuitive and Monzo continually look for new ways to improve upon their services and the App. Reviewed on: 13th February 2026

Love the way monzo deal the customer

Love the way monzo deal the customer Reviewed on: 13th February 2026

Great benefits

Easy to set up and easy to use, great benefits from upgrading to max me and my husband have current account and a joint also. Best idea to change. Reviewed on: 13th February 2026

Simplicity and great service.

Simplicity and great service. Everything just works. Reviewed on: 13th February 2026

Monzo has helped me save money and see exactly where...

Monzo has helped me save money and see exactly where my money is going I have enjoyed using and will continue to Reviewed on: 13th February 2026

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