Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19063 reviews)

View other Monzo products

4.93

Based on 19,063 reviews, last reviewed 26th Mar 2026

60033% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The hype was worth it! Monzo caught my attention through LinkedIn and I had to see what it is all about. Great rates, affordable plans, and easy-to-reach customer service in... Read more Reviewed on: 26th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19063)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

great account, easy to use app, intuitive

great account, easy to use app, intuitive Reviewed on: 11th March 2025

Good stuff

It’s been an okay time with the company, however in recent months the ‘pots’ have been getting lower and lower interest rates which I know isn’t precisely in their control but still at times lower than competitors Reviewed on: 11th March 2025

Amazing bank with plenty of support

Amazing bank with plenty of support Reviewed on: 11th March 2025

Love my Monzo!

Love my Monzo and talk about it alot. I feel completely in control of my money and can see exactly what I'm doing, I love the app! Reviewed on: 11th March 2025

The whole experience with this bank is amazing.

The whole experience with this bank is amazing. Being able to budget with different pots such as bills or saving up for a holiday has been a life saver for me especially being able to lock them so you don’t accidentally spend that important money. Bank transferring has never been easier you don’t even have to give your bank details out you can send a link with exactly how much you want to send to that person and the money transfers with no details needed. The customer service is amazing easy to get through to and helps with any queries you have. Being able to control your spending such as, watching where your spending the most money, or getting notifications when you have spent on that account and how much you have spent in that day. Would recommend this to anyone. Reviewed on: 11th March 2025

Amazing / innovative almost fun banking!

Amazing / innovative almost fun banking!! Reviewed on: 11th March 2025

Loyal customer

I've been with Monzo for a while and it's always been so convenient to use! I always use it abroad for the ease of currency exchange and I've recently opted to subscribe to the Max perks. However I do wish the perks included another coffee franchise than Greggs! Reviewed on: 11th March 2025

Really easy to use and great service

Really easy to use and great service Reviewed on: 11th March 2025

Love it!

Love it! So adhd friendly. Couldn’t live without my pots. I feel on top of my money and not scared of checking my balance like I did with other banks Reviewed on: 11th March 2025

I love this app!

Great customer service, any issues i have had they have resolved swiftly and easily. Balancing money is easy too and the app is just soooo good - i also like the feature of getting paid a day early too - love you Monzo Reviewed on: 11th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Additions Account
from Barclays 4.55 from 92 reviews
Day2Day Current Account
from The Cumberland 4.38 from 19 reviews
Classic Account
from Bank of Scotland 3.94 from 117 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 921 reviews
Flex Purchase credit card
from Monzo 4.97 from 3085 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub