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Monzo: Current account reviews

4.93
Based on 19,078 reviews, last reviewed 26th Mar 2026
60500% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Moved to monzo in 2021, best move every. Moved to monzo in 2021, best move every. Great service, clear easy app. Easy to join , did recommend to hubby and son . Reviewed on: 26th March 2026
Sharon w's avatar
Sharon w

Latest lowest rating:

2

Not happy with service They never approve me for a benefits account. Reviewed on: 26th March 2026
Osama's avatar
Osama

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19078)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to use, lots of features & affordable!

5
Easy to use, lots of features & affordable! Reviewed on: 11th March 2025

monzo account

5
Visually appealing and able to clear see money in all accounts, real time notification on purchases, helpful customer service Reviewed on: 11th March 2025

Best bank ever!

5
Love Monzo, best bank ever and so many useful features such as the savings pots and credit score insights. Love that it's easy to split bills with friends and the fact they can 'thank' you for the payment and you get a wee notification. Also bonus having bright colours in the app and the actual physical cards. Reviewed on: 11th March 2025

Brilliant Account Great Service Fantastic app

5
Brilliant Account Great Service Fantastic app Reviewed on: 11th March 2025

Easy to use app

5
Easy to use app with great features like pots. And brilliant customer service if something goes wrong Reviewed on: 11th March 2025

Brilliant app, but the paid for features aren’t quit...

5
Brilliant app, but the paid for features aren’t quite enough to justify me spending money on it. The customer service can also be a bit flawed. Reviewed on: 11th March 2025

Straight forward, easy to use.

5
Straight forward, easy to use. App interface is intuitive and it's pretty simple to figure out how to do something when it comes to your money. Reviewed on: 11th March 2025

Monzo is like a pizza - perfection

5
Monzo is like a pizza - perfection Reviewed on: 11th March 2025

The app is really easy to use and I love the look of...

5
The app is really easy to use and I love the look of it Reviewed on: 11th March 2025

Great experience with the bank with great offering w...

5
Great experience with the bank with great offering with both paid accounts and free axounts Reviewed on: 11th March 2025

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