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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19082 reviews)

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4.93

Based on 19,082 reviews, last reviewed 26th Mar 2026

60633% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They make banking incredibly simple, and the ease of... They make banking incredibly simple, and the ease of use and access makes me more aware and responsible with my money. Reviewed on: 26th March 2026

Latest lowest rating:

2

Not happy with service They never approve me for a benefits account. Reviewed on: 26th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19082)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Straight forward, easy to use.

Straight forward, easy to use. App interface is intuitive and it's pretty simple to figure out how to do something when it comes to your money. Reviewed on: 11th March 2025

Monzo is like a pizza - perfection

Monzo is like a pizza - perfection Reviewed on: 11th March 2025

The app is really easy to use and I love the look of...

The app is really easy to use and I love the look of it Reviewed on: 11th March 2025

Great experience with the bank with great offering w...

Great experience with the bank with great offering with both paid accounts and free axounts Reviewed on: 11th March 2025

Amazing I had an issue with a referral link not work...

Amazing I had an issue with a referral link not working I received however emailed them and they were more than happy to sort it out and give me my £10 only thing is interest could be abit higher however you can store it externally and they just get a small comission on the larger interest amount pots Reviewed on: 11th March 2025

Perfection in a Bank

Great intuitive app, never any problems with payments, income and so many features including investments, savings, perks and cashback Reviewed on: 11th March 2025

Bank with money? Let Monzo help you!!

Honestly this bank has helped me so much with my money. I couldn’t budget at all before this bank got me hooked with me budgeting and organising my finances. The pots honestly are such a big help, you can customise your pot to be personal for you. The perks for this bank are also off the charts and I’m super happy to pay as little as £17 a month for some amazing content! Who doesn’t like a free Greg’s! But honestly I couldn’t recommend this bank enough it’s helped in more words than I can explain! Reviewed on: 11th March 2025

Just makes you so aware of your money, how to save,...

Just makes you so aware of your money, how to save, plus love the little treats. Reviewed on: 11th March 2025

Never had a bad experience.

Never had a bad experience. I personally was bad with money. Monzo has helped me handle my finances I actually have some savings now. Reviewed on: 11th March 2025

Very user friendly.

Very user friendly. Great features that help to budget and track spending. So easy to find and pay friends. Reviewed on: 11th March 2025

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