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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19113 reviews)

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4.93

Based on 19,113 reviews, last reviewed 27th Mar 2026

61467% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love how user-friendly Monzo is. I love how user-friendly Monzo is. It just makes the whole process of managing money so much easier being able to see allocated saving pots and also s... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

Shut down my account for no reason Shut down my account for no reason Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19113)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The best in the business

Fantastic bank - brilliant upgrades & solid customer service channels! Reviewed on: 11th March 2025

Monzo makes managing my money easy.

Monzo makes managing my money easy. Savings and spending all one place Reviewed on: 11th March 2025

Very reliable and feature oriented

Very reliable and feature oriented Reviewed on: 11th March 2025

Monzo is a great bank, really easy to use app...

Monzo is a great bank, really easy to use app Reviewed on: 11th March 2025

Bloody love it.

Bloody love it. Such a good app. Staff are friendly and helpful and the management of my money has been so much more fun since. Reviewed on: 11th March 2025

I find the app extremely useful way and quick to use..

I find the app extremely useful way and quick to use with instant notifications. I find it also to be very modern unlike other high street banks. Reviewed on: 11th March 2025

Amazing tools for budgeting with the pots and credit...

Amazing tools for budgeting with the pots and credit checks as well as saving schemes such as the 1p scheme which allows you to easily save for big events Reviewed on: 11th March 2025

Been with monzo for a few years now and have just go...

Been with monzo for a few years now and have just got one of the new kids accounts for my son. One of the only banks where both my husband and I can add money and monitor an account for our kids, excellent. I love the pots and the encouragements to start small investments, really helpful and informative additional information that makes it all a bit less scary. Reviewed on: 11th March 2025

Monzo ahead of the curve for online banking

Monzo are incredible, In the world of everything moving on line Monzo are definitely way ahead of the curve. Their banking app is beautifully designed and extremely easy to use with lots of very useful features Reviewed on: 11th March 2025

Smooth and easy

Smooth, never a problem with app. When have had a question always quick to respond and resolve. Reviewed on: 11th March 2025

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