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Monzo: Current account reviews

4.93
Based on 18,211 reviews, last reviewed 4th Mar 2026
48550% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy saving, great use of card abroad I have managed to save with my Monzo account which I'd found hard before Using my card abroad is very easy and paying friends internationally has been... Read more Reviewed on: 4th March 2026
Jane S's avatar
Jane S

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026
Ex Monzo's avatar
Ex Monzo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18211)

Review of the Monzo, Current account:

Showing the big guys how it should be done

5
It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Love it - so easy to track spending - best banking e...

5
Love it - so easy to track spending - best banking experience ever. Reviewed on: 12th February 2026

Very impressive all round.

5
Very impressive all round. Have nothing but good things to say about Monzo and recommend to everyone. Reviewed on: 12th February 2026

It's a great product offering top customer experience!

5
It's a great product offering top customer experience! Reviewed on: 12th February 2026

Monzo are pushing the boundaries of just being a bank!

5
I have had monzo since the beta days, and they are always striving to push the boundaries of what a bank means. They are at the forefront of banking innovation! Reviewed on: 12th February 2026

Monzo is the best bank I have ever had!

5
Monzo is the best bank I have ever had! Reviewed on: 12th February 2026

Their customer service is amazing

5
Their customer service is amazing Reviewed on: 12th February 2026

Perks & Payments

5
I use Monzo Max which gives me perks such as cinema tickets and greggs weekly treats, on top of travel insurance and breakdown cover. Monzo is also great for socialising, with split bill options and easy payment transfers. Reviewed on: 12th February 2026

Brilliant company can't recommend enough!

5
Absolutely fantastic company so supportive and love the ease of the products helping me manage my finances and saving. Reviewed on: 12th February 2026

Quick response to any issues easy to navigate & offe...

5
Quick response to any issues easy to navigate & offers good savings rates Reviewed on: 12th February 2026

Parking fine

5
Great customer service helped me with a parking fine Reviewed on: 12th February 2026

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