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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19116 reviews)

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4.92

Based on 19,116 reviews, last reviewed 27th Mar 2026

61533% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very efficient and the customer service is exceptional Very efficient and the customer service is exceptional Reviewed on: 27th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19116)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Helped with budgeting journey

Been with Monzo for over 5 years. They have really helped with my budgeting journey, their app is amazing and clear. I recommend them to anyone who wants a joint account but are unsure and who are also starting a budgeting journey, just makes things so much easier Reviewed on: 11th March 2025

Good for money managing

Very user friendly and found creating pots incredibly helpful for managing money as I've previously struggled to save and set money aside. Easy to access and appreciate they have been finding ways to improve security online. Reviewed on: 11th March 2025

Super easy to use, allows lots of control

Super easy to use, makes managing income and outgoings very straightforward, and being able to separate money into pots allows for peace of mind as you know it won't be spent accidentally. Customer service is also generally good, and respond quickly for anything serious. Reviewed on: 11th March 2025

Best bank I’ve used!

Best bank I’ve used! I’ve been with loads of different providers but Monzo keeps me hooked Reviewed on: 11th March 2025

Monzo make accessing your current account at any tim...

Monzo make accessing your current account at any time, anywhere accessible. Their customer service is a breeze and they continually offer new and exciting services such as cash back, savings pots and easy access to quick loans and ISAs. Their new pension savings and investment features are my recent faves. Reviewed on: 11th March 2025

The overall experience using the app has been fabulo...

The overall experience using the app has been fabulous - can't complain. I particularly like the budget/spending tracker which gives me a great overview of how much I've spent this month. I'm also a big of the feature that lets you cash in a cheque simply by taking a picture! Reviewed on: 11th March 2025

Brilliant App

Never had an issue. The app is brilliant and they are always adding new features. it's perfect for keep up with your spending and finances. I travel a bit and always works perfectly abroad too. Reviewed on: 11th March 2025

Great interface and layout of the app which is easy...

Great interface and layout of the app which is easy to understand and use Reviewed on: 11th March 2025

They have always been helpful with separating my money.

They have always been helpful with separating my money. Reviewed on: 11th March 2025

Banking made simple.

Banking made simple. I particularly like the ease of the options for saving & investing in the app. Reviewed on: 11th March 2025

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