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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19118 reviews)

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4.92

Based on 19,118 reviews, last reviewed 27th Mar 2026

61600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo operates as my main account to manage all my f... Monzo operates as my main account to manage all my finances and have never had an issues. New features keep being released allowing me to more easily ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19118)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best Bank Ever

Best customer service and the app user interface is really catchy. Reviewed on: 11th March 2025

I have had this for nearly 10 years and I’ve never h...

I have had this for nearly 10 years and I’ve never had an issue Reviewed on: 11th March 2025

The greatest bank on earth

The greatest bank on earth, so easy to setup, use and educate people on money Reviewed on: 11th March 2025

Very User Friendly

Never had to use customer service (touch wood) so can't provide a good review on that. Overall I love the app, how user friendly it is, how easy it is to put money aside, savings challenges etc Reviewed on: 11th March 2025

Excellent Online Banking

Only switched banks a couple of weeks ago now but already loving it and makes a difference when you can see things broken down in categories Reviewed on: 9th March 2025

Online assistance is not very good.

Online assistance is not very good. Faced multiple problems with their chat Reviewed on: 9th March 2025

Great experience couldn’t be happier

Great experience couldn’t be happier Reviewed on: 8th March 2025

Monzo is convenient to use and it makes travelling h...

Monzo is convenient to use and it makes travelling hassle free. Splitting the bit has also never been easier Reviewed on: 8th March 2025

Monzo Bank

Amazing app and very helpful. Everything all in one place. Easy to budget and manage money. Reviewed on: 8th March 2025

Savings options

Their savings options are great because they have quite a high interest rate! However I don’t like how it can take some time for money to go in on a Friday because sometimes it doesn’t go in until the next working day, which can be stressful. Reviewed on: 7th March 2025

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