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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18211 reviews)

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4.93

Based on 18,211 reviews, last reviewed 4th Mar 2026

48550% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy saving, great use of card abroad I have managed to save with my Monzo account which I'd found hard before Using my card abroad is very easy and paying friends internationally has been... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18211)

Review of the Monzo, Current account:

Great Bank

Monzo has taught me to manage my money better as I have always struggled. Now I'm in control of my finances thanks to Monzo Reviewed on: 13th April 2021

App easy to use and keep track of all accounts inclu...

App easy to use and keep track of all accounts including savings good perks saving rates. Easy to move your money around and pay people and bills Reviewed on: 12th February 2026

Very good and easy to use I love the app

Very good and easy to use I love the app Reviewed on: 12th February 2026

Simply the best.

Simply the best. Awesome customer service. Quick to help. Reviewed on: 11th February 2026

can’t be beaten

Incredible customer service any time I need anything at all. Always looking for ways to enhance customer experience, love the ability to track spending, auto-save, not to mention the ability to see our mortgage details on the app too. So easy to use, fabulous card colour to find in my handbag pocket too! Reviewed on: 11th February 2026

Monzo is leading the way!

I’ve been a Monzo customer for years now and I am using them as a primary account. They’ve always had the customer first attitude and it shines through from the user friendliness of their app. Reviewed on: 11th February 2026

Really easy and efficient bank fast active payment g...

Really easy and efficient bank fast active payment gets notified 24/7 Reviewed on: 11th February 2026

Always quick customer service and very friendly.

Always quick customer service and very friendly. Easy to use app with great features! Reviewed on: 11th February 2026

I use Monzo as my everyday bank and I love it - espe...

I use Monzo as my everyday bank and I love it - especially the 0 fees on using my card abroad, the ability to sort my money into pots and earn interest on my savings, and even invest from right within the app. The flex account is also incredibly useful for having more financial flexibility. Reviewed on: 11th February 2026

Responsive when I’ve needed them, and not pushy!

Responsive when I’ve needed help, great add on offers. And probably the best feature: they are not pushy with extra services! Reviewed on: 11th February 2026

Easy to set up current account.

Easy to set up current account. Savings pots. Business account. Its really easy to use and love all yhe extras like credit score. Flex credit card, pots, round ups. Will stick with monzo now since I have all my accounts all together. Reviewed on: 11th February 2026

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