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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19122 reviews)

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4.93

Based on 19,122 reviews, last reviewed 28th Mar 2026

61700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, never miss payments with early notifica... Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very q... Read more Reviewed on: 28th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19122)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

A Bank Account With Lots of Value

I like the fact that all cards/bank accounts can be linked and visible. Savings, investments and 1p challenge are all options to help you save all in one place. Monzo flex is perfect if you want to pay over a period of time without getting a loan. And of course there are perks. Reviewed on: 1st March 2025

Love the app, everything is so easy to do

Love the app, everything is so easy to do Reviewed on: 1st March 2025

Great communication and excellent customer service a...

Great communication and excellent customer service and support Reviewed on: 1st March 2025

Monzo helped me budget and in turn get my mortgage

I wish some of the features were a basic but monzo has been pivotal in my budgeting and overview of spending and savings. I wouldn't have my first home without it Reviewed on: 1st March 2025

Excellent service.

Excellent service. Good condition and help everything Reviewed on: 1st March 2025

What a bank should be.

Very simple, user friendly app. Incredibly well integrated credit card. Overall, a simple, easy-to-use bank. What a bank should be. Reviewed on: 1st March 2025

This bank account has everything I need

This bank account has everything I need Reviewed on: 1st March 2025

Just think how you check in with your customers is v...

Just think how you check in with your customers is very unique and everything you have done for me so far is so different from the high street banks Reviewed on: 1st March 2025

Monzo has helped me manage my finances and consolida...

Monzo has helped me manage my finances and consolidate all my savings and investments into a single app so I can see everything in one place. With the trends feature, I can see how much left I have to spend each month and which category my spending is going too. Reviewed on: 1st March 2025

Really good bank

Really good account and added benefits Reviewed on: 1st March 2025

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