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Monzo: Current account reviews

4.93
Based on 19,123 reviews, last reviewed 29th Mar 2026
61733% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really easy to set up the account. Really easy to set up the account. It all works through their app so quite convenient. They communicate with me if there's any changes to terms and co... Read more Reviewed on: 29th March 2026
Sally J's avatar
Sally J

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026
Ranjha A's avatar
Ranjha A

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19123)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

It's just great.

5
It's just great. Seemless services that work for me and my money. Reviewed on: 12th February 2025

Excellent modern day bank

5
Excellent bank, easy to use - nice perks Reviewed on: 12th February 2025

My experience .

5
All my deals with Monzo have been Positive . Reviewed on: 12th February 2025

I hate to admit it I work for a high street bank but...

5
I hate to admit it I work for a high street bank but Monzo offers a premium service with out the hassle and premium price. Reviewed on: 11th February 2025

I love Monzo, makes banking so easy.

5
I love Monzo, makes banking so easy. I've recommended so many people to it. I first got Monzo for travel but now it's my current amount and I have a joint current with my partner too - plus an ISA and several saving pots! I like keeping tabs on what I'm saving and it's so easy to save for specific things. Also nobody does social media like Monzo, they're awesome and so entertaining! Like how they use their data for fun insights like where people eat the most Pret Vs Gregs. Reviewed on: 11th February 2025

loving monzo...

5
loving monzo I'm rubbish at saving and monzo is helping me with that, it's great! Reviewed on: 11th February 2025

Great experience!

5
Great experience! Trends feature is an incredibly useful tool to get holistic view on your finances. Highly recommended Reviewed on: 11th February 2025

Amazing service, the app if very modern and easy to...

5
Amazing service, the app if very modern and easy to use Reviewed on: 11th February 2025

Brilliant way to bank, as well as invest, save and m...

5
Brilliant way to bank, as well as invest, save and manage own pension with fun perks. Reviewed on: 11th February 2025

This is a bank that builds products for real people,...

5
This is a bank that builds products for real people, truly making money work for everyone. Reviewed on: 11th February 2025

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