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Monzo: Current account reviews

4.93
Based on 19,123 reviews, last reviewed 29th Mar 2026
61733% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really easy to set up the account. Really easy to set up the account. It all works through their app so quite convenient. They communicate with me if there's any changes to terms and co... Read more Reviewed on: 29th March 2026
Sally J's avatar
Sally J

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026
Ranjha A's avatar
Ranjha A

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19123)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo ease of use

5
simply find using Monzo easy to use. Instant notification’s, trends to show spending and balance predictions makes budgeting so much easier. Reviewed on: 11th February 2025

One of the most simple easy to use banks highly reco...

5
One of the most simple easy to use banks highly recommended Reviewed on: 11th February 2025

Great current account

5
Great current account with easy to use app Reviewed on: 11th February 2025

Great freebies with the Max current account make exc...

5
Great freebies with the Max current account make excellent value for money .. breakdown and travel insurance for the whole family, lots of cashback offers and a free sausage roll every week. Reviewed on: 11th February 2025

Easy app to use and there is way more to banking tha...

5
Easy app to use and there is way more to banking than normal companies, I love using monzo Reviewed on: 11th February 2025

The ease-of-use App is my favourite thing about Monzo.

5
The ease-of-use App is my favourite thing about Monzo. Their App is slick, functional and so damn easy to use. win win win! Reviewed on: 11th February 2025

Love monzo, so easy to use and so many features.

5
Love monzo, so easy to use and so many features. Reviewed on: 11th February 2025

Over 4 years of great experience

5
I've been Monzo user for over 4 years now. The app is amazing, I can do everything from my phone, receive and send money. Organise my expenses and schedule payments. The app is really flexible, and the customer support was always there when I had questions! Reviewed on: 11th February 2025

My Monzo

5
It allows me to keep track of spending and keep track of savings Reviewed on: 11th February 2025

It very reliable and easy to get hold of customers s...

5
It very reliable and easy to get hold of customers service on the app Reviewed on: 11th February 2025

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