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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19129 reviews)

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4.92

Based on 19,129 reviews, last reviewed 30th Mar 2026

61900% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have had the best banking experience with Monzo ,... I have had the best banking experience with Monzo , so excited to see what the future holds for us . Reviewed on: 30th March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19129)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Bank that helps you, not the other way round.

I have been happy with you, Monzo! Reviewed on: 10th February 2025

Good bank no problems shake there is no branches but...

Good bank no problems shake there is no branches but overall good bank Reviewed on: 10th February 2025

The app works exceptionally well and provides prompt...

The app works exceptionally well and provides prompt/timely information. Reviewed on: 10th February 2025

Many Benefits, Easy UI and overall Great Bank

I have been able to manage my money more efficiently by using the pots function. I have also been able to get cashback on some purchases which has been a great boost. The customer service team has been incredible when dealing with a refund request I had and most of all, the user interface of the app makes it incredibly easy to navigate and find the various options and benefits Momzo offers. Reviewed on: 10th February 2025

A verry good bank and servicess.

A verry good bank and servicess. I enjoy the colaboration Reviewed on: 10th February 2025

Pleasant app experience, great customer support and...

Pleasant app experience, great customer support and a seamless banking process overall Reviewed on: 10th February 2025

Monzo is a game-changer in banking!

Monzo is a game-changer in banking! With its sleek app, real-time spending notifications, fee-free travel, and intuitive budgeting tools, managing money has never been easier. Customer service is exceptional, and features like instant transfers and savings pots make it a top choice. A must-have for modern banking convenience! Reviewed on: 10th February 2025

Good experience

Good all round experience. Easy to use and straightforward. Reviewed on: 10th February 2025

Ease of using card abroad

Monzo made it very easy to use and manage my money especially abroad Reviewed on: 10th February 2025

Best bank account!

Best bank account! - Now my only account, does everything I need it to and provides really useful features to help me manage my finances better. Reviewed on: 10th February 2025

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