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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17908 reviews)

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4.92

Based on 17,907 reviews, last reviewed 12th Feb 2026

33550% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo have been amazing and I have never had any iss... Monzo have been amazing and I have never had any issues with them, a lot of my friends and family now use it and I couldn’t recommend it more. Reviewed on: 12th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17908)

Review of the Monzo, Current account:

Monzo makes life worth living

Monzo is the best thing to have arisen in the last 10 years, it made banking so much more accessible, modern and easy, it has literally changed my life. Customer service is always helpful, quick and resolves the issue, which by the way are far and few between with monzo! I love it! Reviewed on: 13th April 2021

What did I do without Monzo?

What did I do without Monzo? Before Monzo, I was terrified to look at my account, I was overspending, forgetting about priority bills and my financial health was down the toilet. Now, I'm in control. Pots are revolutionary and I am so grateful for all of the support Monzo has given me. Reviewed on: 12th February 2026

So simple to use.

So simple to use. Managing money is so much less complicated with Monzo Reviewed on: 12th February 2026

Excellent for banking

User friendly and makes all things finance less daunting. Thank you, Monzo! Reviewed on: 12th February 2026

Great App designed for human beings

Great App designed for human beings Reviewed on: 12th February 2026

A banking app that is easy to use

I love how easy it is to navigate through the app, I feel like I can navigate through it with my eyes closed. Very intuitive and informative. Reviewed on: 12th February 2026

Literally the best bank in the UK.

Literally the best bank in the UK. They changed the way banking works in the UK and they continue to innovate by providing first of their kind products with their customers at the heart of evert decision. Reviewed on: 12th February 2026

Love it - so easy to track spending - best banking e...

Love it - so easy to track spending - best banking experience ever. Reviewed on: 12th February 2026

Very impressive all round.

Very impressive all round. Have nothing but good things to say about Monzo and recommend to everyone. Reviewed on: 12th February 2026

It's a great product offering top customer experience!

It's a great product offering top customer experience! Reviewed on: 12th February 2026

Monzo are pushing the boundaries of just being a bank!

I have had monzo since the beta days, and they are always striving to push the boundaries of what a bank means. They are at the forefront of banking innovation! Reviewed on: 12th February 2026

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