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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Best bank

Best bank, all in one app, they start new investment scheme which give really good returns Reviewed on: 10th February 2026

easy access to your money.

easy access to your money. plenty of options for saving, saving, saving. excellent for using abroad, as no transaction fees. App is always available. Monzo Max is really good to Reviewed on: 10th February 2026

Love Monzo

Love Monzo, have banked with them for 10 years and my wife and I do our entire finances through Monzo. Joint accounts, all bills, savings pots, ISA, and other money pots. So useful and the features just keep getting better. So easy to use at home and abroad. Would recommend to anyone! Reviewed on: 10th February 2026

I have used my account purely for saving and using a...

I have used my account purely for saving and using abroad, it's been great, love all the features and hasn't let me down Reviewed on: 10th February 2026

Enabled me to get out of my debt

Amazing for all banking, saving for many different things. Also helped me get out of debt Reviewed on: 10th February 2026

Absolutely love Monzo!

Absolutely love Monzo! Spent years switching to bank after bank until we chose Monzo. We’ll never switch again! Reviewed on: 10th February 2026

The best digital bank and app in the UK, hands down.

The best digital bank and app in the UK, hands down. Reviewed on: 10th February 2026

App is far better than banks like Barclays.

App is far better than banks like Barclays. Everything in one place, and few perks available. The Flex option gives a peace of mind, on last minute expenses. Reviewed on: 10th February 2026

So easy and there’s so much you can do

So easy and there’s so much you can do within the Monzo app, I really like how clear everything is to understand and track your spending Reviewed on: 10th February 2026

Like a banking breath of fresh air

Like a banking breath of fresh air Reviewed on: 10th February 2026

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