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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19137 reviews)

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4.92

Based on 19,137 reviews, last reviewed 1st Apr 2026

93300% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Transparency is everything and they absolutely naile... Transparency is everything and they absolutely nailed it. Easy access savings and decent interest rates. An app that always seems to keep one step a... Read more Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19137)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Good bank.

Good and perfect bank.. easy online banking.. Monzo app very easy Reviewed on: 8th February 2025

learn, save and invest, with Monzo!

Since being with Monzo, I've learnt how to manage money, invest and have been able to utilise Thier pots feature to the fullest to help future me! Reviewed on: 8th February 2025

Great bank i love it, easy to use, great perks and s...

Great bank i love it, easy to use, great perks and so cheap for £17 i can get worldwide insurance for any country Reviewed on: 8th February 2025

Monzo Magic

I love how effortless it is to manage my money with the Monzo app! Reviewed on: 8th February 2025

Monzo is a superior banking option.

Monzo is a superior banking option. I recently switched from HSBC, a relationship spanning since 2005, due to a lack of loyalty programs and engaging customer experience compared to Monzo's offerings. Monzo's user interface is exceptionally intuitive. Reviewed on: 8th February 2025

Monzo makes managing my money incredibly easy.

Monzo makes managing my money incredibly easy. Their app is fast, transparent and engaging to use. It's such a stark difference from the big banks. Reviewed on: 8th February 2025

A user friendly bank without costs

A user friendly bank without costs Reviewed on: 8th February 2025

Excellent, excellent, excellent

Seamless, pain free and easy to do what I need to do every single time Reviewed on: 8th February 2025

Monzo has taught me a lot

Monzo has taught me how to budget and separate my money between pots for certain things. Reviewed on: 8th February 2025

Amazing work

I apply for the account in June last year and my time with them has been very good nice customer service Reviewed on: 8th February 2025

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