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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

I love the app layout the ease of use and transferri...

I love the app layout the ease of use and transferring money but best all is the pay to wallet after 4pm the day before pay day I have even earned myself and friends money by recommending them LOVE MONZO Reviewed on: 10th February 2026

Monzo is the best bank I’ve ever used

Monzo is the best bank I’ve ever used - amazing mobile app, intuitive, connected to credit cards and other banks, and amazing benefits as part of the paid plan such as better interest rates, custom categories, and other perks. Couldn’t recommend it any further! Reviewed on: 10th February 2026

Easy to use, packed with features, great support

Easy to use, tons of features both out of the box and on their subscription plans. Looks great, adding/editing payees is seemless. Budgeting tools are the best I’ve seen. Savings pots are great too, the 1p challenge is a big plus Reviewed on: 10th February 2026

Excellent customer service.

Excellent customer service. Easy to use app. Keeps me well informed of activity on my accounts. Reviewed on: 10th February 2026

Monzo as a bank are faultless.

Monzo as a bank are faultless. honestly the most customer focused, innovative and forward thinking bank. i have savings, current accounts, loans and my insurance all through them because they make it SO easy. i had my phone stolen whilst travelling a few years ago and they were incredibly helpful at reinstating my app on a different phone, at an intensely stressful time. i send everyone to set up a monzo, honestly i love them! Reviewed on: 10th February 2026

A breath of fresh air

My partner introduced me to monzo. Budgeting for the month has never been easier Reviewed on: 10th February 2026

Amazing people I’ve been with them for just under 2...

Amazing people I’ve been with them for just under 2 years and they have been amazing people to me Reviewed on: 10th February 2026

Hassle free moved fully over to Monzo 2 months...

Hassle free moved fully over to Monzo 2 months ago Reviewed on: 10th February 2026

Absolutely no complaints from me.

Absolutely no complaints from me. Card is fabulous when you go abroad and I love the options with the penny saver, the pot, the way the app is laid out, etc. never had to contact customer service since joining so that's positive. Reviewed on: 10th February 2026

I have the perks current account

I have the perks current account, I use the Vue and Greggs perks and I love the extra percentage on savings Reviewed on: 10th February 2026

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