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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing Banking never had any problems with them Monzo

Amazing never had any problems with them but there easy to use banking app makes me feel comfortable banking with Monzo and makes me feel like iff there is Eva a problem they would help solve it very easy and fast makes me feel my money is safe with Monzo Reviewed on: 9th February 2025

Monzo excellent service

Monzo has excelled where other banks have failed. It has been a good experience whether using the bank at home or abroad Reviewed on: 9th February 2025

Excellent ap

So easy to use, excellent customer service Reviewed on: 9th February 2025

So easy to use!

So easy to use! Has all my banking in one place and a decent interest rate! Unlike my other bank account Reviewed on: 9th February 2025

I have been banking with monzo now for nearly two ye...

I have been banking with monzo now for nearly two years great bank the app is the best banking app I’ve ever seen Reviewed on: 9th February 2025

Great for tracking spending

Excellent customer service. Great options for cards and benefits. Really good personalisation, especially tracking spending. Reviewed on: 9th February 2025

Great service

I've opened several accounts with monzo now because I really like the perks scheme and I find it easy to categorise my spending, maximise my savings and send money to my friends. The split bill and shared tab feature is great and I get a great interest rate on my savings. Reviewed on: 9th February 2025

Customer service is brilliant.

Customer service is brilliant. Very supportive with the transfer of my pension. Under 16 account linked which is amazing for my little girl. Good cashback offers which change regularly. Brilliant saving incentive going this year. Reviewed on: 9th February 2025

Love Monzo

I love Monzo app, easy to navigate and am particularly enjoying their services, there is always something that helps in the app, great credit cards services, I will recommend it to family and friends as it just be easier to split bills with them and all. Reviewed on: 9th February 2025

Outstanding.

Outstanding. Made a mistake of switching to another bank to get £175 but soon regretted it and moved back to Monzo Reviewed on: 9th February 2025

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