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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Like breathing oxygen for the first time!

I joined Monzo from an existing current account which wouldn't send a spending notification until the end of the day - by which point, I had spent more and the notification was outdated. Furthermore, money would hit my account and I wouldn't know about it until I physically checked the account for myself. Monzo does both of these IN REAL TIME!!! A complete overhaul of the system I was used to and a true breath of fresh air. Reviewed on: 15th April 2024

Super easy to use the tech stack that they have built.

Super easy to use the tech stack that they have built. Reviewed on: 15th April 2024

Monzo is a great bank.

Monzo is a great bank. Highly recommend Reviewed on: 15th April 2024

Love Monzo.

Love Monzo. No fees, easy interface, easy access to saving accounts and investments. I stopped using other banks. Reviewed on: 15th April 2024

Joint account

Been using their joint current account for about 4 years, been so good in that time. Lots of really useful features. Reviewed on: 15th April 2024

The Monzo social media is very creative and knows ho...

The Monzo social media is very creative and knows how to engage with the consumers Reviewed on: 15th April 2024

Monzo has been great for getting my finances in order.

Monzo has been great for getting my finances in order. Having instant payment/upcoming payment notifications and pots has made me more aware of what’s going in and out - and when. Haven’t had too many interactions with support but the one important time I needed them - it was a bit of a nightmare trying to speak to someone Reviewed on: 15th April 2024

Best digital bank ever

Best digital bank ever that allows you to do everything Reviewed on: 15th April 2024

Great app & great company!

Over time I have been slowly moving all my banking activity over to Monzo as they are constantly adding new amazing functions. Great app and company! Reviewed on: 15th April 2024

Best bank!

I love Monzo, the app is great, so easy to use, great functionality, great company Reviewed on: 15th April 2024

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