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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Monzo is king.

Monzo is king. Been using it for years, light years ahead of any other bank. 10/10 would write these characters to fill a word count for a five star review so that they win an award as it's well deserved. Reviewed on: 15th April 2024

love monzo, so user friendly and great features whic...

love monzo, so user friendly and great features which are very helpful Reviewed on: 15th April 2024

The way money should be handled

The interface makes everything money related super simple to understand. This is not the same feeling that I get when using other providers. Great design. Reviewed on: 15th April 2024

Monzo Premium customer.

Monzo Premium customer. The value for £15 per month for the insurance you get is incredible. The pot features make managing money so easy, I have everything automated and am in a much better position financially as a result of monzos product capability. Reviewed on: 15th April 2024

I love Monzo, the app is so clear to use, I love the...

I love Monzo, the app is so clear to use, I love the use of pots and seeing everything in the one place! Reviewed on: 15th April 2024

Love using Monzo, super easy to stay on top of money...

Love using Monzo, super easy to stay on top of money and great additional tools. Reviewed on: 15th April 2024

I only have good things to say about monzo!

I'm an avid user of monzo since around 2018. It's so easy to use on holiday, for creating tab's with friends and conveniently sending/receiving payments. Last year, I upgraded to premium because of my excellent experience. It's enhanced my experience even more, has fantastic benefits too. I use monzo to have several ISA's, that have much better interest rates that using my traditional bank. Away from that, it simply has a great UX experience that I haven't had elsewhere. Reviewed on: 15th April 2024

Best bank

Great and easy to use app and excellent customer service Reviewed on: 15th April 2024

I love Monzo- I tell all my friends to open...

I love Monzo- I tell all my friends to open an account Reviewed on: 15th April 2024

Excellent Bank

App and products are great. Clearly built from the ground up. Love everything about Monzo. Reviewed on: 15th April 2024

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