Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Does everything I need and more.

Does everything I need and more. The app works very well everything is easy to find and intuitive. The functionality that comes with Max is also great. Really like the tracking features for spending, and separate pots to break up costs. Reviewed on: 7th February 2025

Best bank account ever.

Best bank account ever. Been using it for many years, absolutely love it. Reviewed on: 7th February 2025

Love Monzo!

Love Monzo!!!!! Fantastic app and user experience Reviewed on: 7th February 2025

I love monzo - they make banking easy and fun!

I love monzo - they make banking easy and fun! Reviewed on: 7th February 2025

Social Media Influence

Their social media presence made me download the app and sign up, but having done so I have found it to be the best account going Reviewed on: 7th February 2025

Everything is so easy user friendly and the service...

Everything is so easy user friendly and the service and features are amazing Reviewed on: 7th February 2025

So simple to use.

So simple to use. Everything is intuitive and the prompts are easy to understand without being intrusive Reviewed on: 7th February 2025

More banks need to move with the times!

More banks need to move with the times! Reviewed on: 7th February 2025

Monzo leads the way

I never had a Monzo account but tried it for the first time last month and it’s amazing. I like the emojis, how personal it is and how the company is doing more to help people save. Reviewed on: 7th February 2025

I absolutely love the user experience on the Monzo app!

I absolutely love the user experience on the Monzo app! It’s hands down one of the most intuitive and well-designed banking apps out there. The Monzo Current Account makes everyday banking effortless, with seamless money management features that actually make a difference. The **Pots** feature is a game-changer for budgeting and saving, allowing me to set aside money effortlessly for different goals. I also appreciate the **investment options**, which make it easy to put my money to work without unnecessary complexity. The built-in **calculators** help with financial planning, whether it’s for savings, loans, or investments. I love how Monzo integrates everything in one place—hooking up my **mortgage** to get a full financial overview is super convenient. The **early salary payment** feature is another great perk, giving me access to my money a day early without any hassle. Overall, Monzo continues to innovate and improve the way I manage my finances. Highly recommend to anyone looking for a smarter, more flexible banking experience! Reviewed on: 7th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Chase Bank 4.86 from 49009 reviews
Current account
from Kroo 4.76 from 5959 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3186 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub