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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Brilliant bank no issues and great features

Brilliant bank no issues and great features Reviewed on: 7th February 2025

Very nice user experience compared to other bank app

Very nice user experience compared to other bank app Reviewed on: 7th February 2025

I always suggest Monzo and they never let me down

I always suggest Monzo and they never let me down. And the more people join, the experience gets richer. And not only joining the free tier. My wife was always against paying the subscription until she tried it. And then she fell in love with all features (especially custom categories, the railcard, and connected accounts). Reviewed on: 7th February 2025

The bank that keeps on getting better!

The bank that keeps on getting better! Constantly adding features like the 1p saving challenge to promote healthy savings habits Reviewed on: 7th February 2025

Undoubtedly the best bank EVER!!

Monzo's banking app is simple, attractive and fun to use! Monzo's online presence is absolutely unmatched. They are hands down the best bank... (they didn't pay for this review!). Reviewed on: 7th February 2025

Easy, safe, efficient

Everything about banking with Monzo is straightforward, well thought out, and the design and interface is very visually pleasing. Reviewed on: 7th February 2025

I will stay with Monzo for a loooong time

I've been with Monzo for a while now and have the Max plan. Which might sound a lot of money I pay for every month however I have both travel and phone insurance included. Plus I get a free Greggs a week (which I need to actually start using more) and free cinema a month plus so much more. I only had to email them once to ask something and they responded the next day and very clear. I just wish Monzo would start banking in other countries as well as I've told my family how good it is but they live in Belgium. I will stay with Monzo for a loooong time! Reviewed on: 7th February 2025

It’s so refreshing to have a bank that innovates and...

It’s so refreshing to have a bank that innovates and embraces change and values simplicity. id recommend this bank to anyone and everyone as a great alternative to traditional banking and red tape. Reviewed on: 7th February 2025

Not all heroes wear capes

I used to be terrible at managing money, have regular panic attacks and bouts of depression towards the end of the month, Monzo literally helped fix all that. It has helped me budget my money, save regularly (something I would never do previously) and keep me on track so I don't go back to how things were. Not all heroes wear capes. Reviewed on: 7th February 2025

I’ve been using since day 1 and made how I handle an...

I’ve been using since day 1 and made how I handle and deal with money a breeze Reviewed on: 7th February 2025

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