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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is super user-friendly digital bank account.

Monzo is super user-friendly digital bank account. Reviewed on: 7th February 2025

Monzo rocks

Great, easy to use, visibility etc. Reviewed on: 7th February 2025

I pay for monzo perks because the perks really do ou...

I pay for monzo perks because the perks really do outweigh the cost. I love how easy the app is to use, I’ve never felt so confident about how I manage my finances. Monzo are really paving the way for what other online banks should be striving towards. They don’t waste time benchmarking or trying to compete with the market, they just have innovative ideas that revolutionalise digital banking! Reviewed on: 7th February 2025

my daily current account

I have been with Monzo for some time and use it mainly as my daily usage account. I recently upgraded to max account as I feel it offers great value. The account is easy to manage, everything is just a tap away. I have investment ISA and started the penny saving challenge. They really do make banking fun Reviewed on: 7th February 2025

Swapped from a regular high st bank to Monzo better...

Swapped from a regular high st bank to Monzo better control on savings, direct debits, pots, flex is a brilliant card. Can do no wrong. Reviewed on: 7th February 2025

They should how all banks should be run

They could make it a little easier to speak to a real person when you need to, but otherwise Monzo are brilliant! They should how all banks could & should be run! Reviewed on: 7th February 2025

monzo changed my life

i’ve been with monzo for over 6 years now and they have taught me how to save money, how to invest money and i love that i can take my card abroad with no fuss. when i’ve had problems with companies taking money from me, they’ve investigated it quickly and the communication is brilliant. they also helped massively when my credit card was stolen and they replaced it instantly. everything is so easy and fool proof with monzo. i’ve recommended it to so many of my friends and family for various reasons. Reviewed on: 7th February 2025

Just a allll round amazing bank, amazing security fe...

Just a allll round amazing bank, amazing security features that make sure you are safe. Just feels like they value customers more than profit Reviewed on: 7th February 2025

Superb, easy to use and transfer, saving pots 100%

Superb, easy to use and transfer, saving pots 100% Reviewed on: 7th February 2025

Monzo is irreplaceable

Monzo is an industry icon both in their marketing, their service and their products. There is no replacing Monzo in my financial life for general day to day current accounts or savings and debt facilities. Reviewed on: 7th February 2025

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