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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Simply the best current account

The best UX/UI in terms of usability and user-friendliness. Great features (pots, savings, investments) and great offering. Never had a better current account, and cannot currently imagine a better one anywhere in the world. Reviewed on: 15th April 2024

User friendly and easy to use.

User friendly and easy to use. Never had an issue using them unlike my previous standard bank account. It also makes putting money away really easy too with the round ups. I can't see any other competitors competing with this service Reviewed on: 15th April 2024

The banking experience is second to none.

The banking experience is second to none. Having knowledge of all outgoings and able to categorise them makes budgeting so much easier. Reviewed on: 15th April 2024

Great app, so easy to keep on top of my spending.

Great app, so easy to keep on top of my spending. Reviewed on: 15th April 2024

Straightforward and user-friendly!

Monzo is so easy to use, straightfoward and their customer service is fast and reliable. I like how if your issue doesnt get solved, they also put you through the complaint team instead of just sweeping it under the rug. Reviewed on: 15th April 2024

Excellent customer service

Really quick, simple and helpful customer service. Never wait more than a few minutes and a human will always help with good advice. Great app too. Reviewed on: 15th April 2024

Monzo are ahead of the kurb

Monzo are ahead of the kurb they demonstate the fundementals of a modern bank Reviewed on: 15th April 2024

I now bank everything with Monzo

I have a joint, current and savings account with Monzo. It’s quick, easy, efficient and transparent. The notifications to move money and ensure I stay within spendings and budget is unlike my old Natwest account. I highly recommend Reviewed on: 15th April 2024

Monzo is a very helpful digital bank with easy trans...

Monzo is a very helpful digital bank with easy transfer UX Reviewed on: 15th April 2024

An intuitive app, easy to navigate FAQs/custom suppo...

An intuitive app, easy to navigate FAQs/custom support & amazing to use both in UK and abroad. Reviewed on: 15th April 2024

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