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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy & accessible

Easy to use, easy to access support and advice, has improved my money management Reviewed on: 12th April 2024

Great bank, helps being able to separate my money in...

Great bank, helps being able to separate my money into pots Reviewed on: 12th April 2024

So easy to use - i particularly enjoy the pots and b...

So easy to use - i particularly enjoy the pots and being able to pay direct debits from them Reviewed on: 12th April 2024

Caring about special assistance requests - ADHD

Monzo have dealt swiftly and professionally to a special assistance request I made to accommodate my ADHD preference for calls vs chat when dealing with customer services and provided a full reply. Reviewed on: 12th April 2024

Monzo are a fantastic bank that understand real people.

Monzo are a fantastic bank. They understand how real people want to bank and they accommodate perfectly. Their solutions and products are effortless to use and apply for. The pots idea in particular is amazing. I use it to separate out my outgoings throughout the month, ensuring I always have enough to pay my bills, from my regular spending money. I’m never surprised by anything anymore, everything is accounted for and sorted neatly. Reviewed on: 12th April 2024

From starting when I enter UK my first Bank is Manzo...

From starting when I enter UK my first Bank is Manzo I am really very happy to use I was fully satisfies Reviewed on: 12th April 2024

better than sliced bread

Monzo changed the way I viewed the banking world. Rather than the mundane, boring, grey world of finance, they injected colour and laughter and made me confident in my own money matters. I feel valued as a customer and that I can receive any help along the way (which isn’t written in any form of gibberish) Reviewed on: 12th April 2024

Fantastic app usability, easy to navigate and unders...

Fantastic app usability, easy to navigate and understand Reviewed on: 12th April 2024

Actually funny on socials

Very helpful and user freindly and offer great products in a really accessible manner. Feel like you are able to save/invest with customer interest at heart and with little prior knowledge. Also have safety nets every step of the way. Actually funny on socials too. Reviewed on: 11th April 2024

Great app

Very user friendly app with a fun design. I love the pot function, and super handy when it comes to splitting bills. I now spend most of my time abroad, and I wish other countries had the equivalent of Monzo! Fast customer service too. Reviewed on: 11th April 2024

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