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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19244 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Nice Sarvice I like Monzo grateful

Nice Sarvice I like Monzo grateful Reviewed on: 9th April 2024

Just nice simple and easy to manage

Just nice simple and easy to manage Reviewed on: 9th April 2024

Great user interface!

Great user interface! Ability to tag and search transactions. Useful flex and pots. Great integration with smart phones and Apple pay. Reviewed on: 9th April 2024

Excellent

Seamless banking made easy. Everything you need to know in your pocket. Reviewed on: 9th April 2024

Awesome!

The bank/app is easy to navigate with a lot of awesome features. Makes banking so much easier compared to most other banks Reviewed on: 9th April 2024

Just a great product, app is easy to use and shows e...

Just a great product, app is easy to use and shows everything you need, premium has lots more features than any other bank for the same price, just a great product all round Reviewed on: 9th April 2024

It’s so easy to transfer money to my friends and rec...

It’s so easy to transfer money to my friends and receive money as well. Also making payment is so easy you don’t even need to carry your physical card. Reviewed on: 9th April 2024

app is so easy ans straight forward

app is so easy ans straight forward Reviewed on: 9th April 2024

Monzo solved my issue with other client.

I got an issue with one automated payment. When i complaints monzo refund my money first, after that monzo tried to solve that issue and refund got from there. It was a wonderful experience for me. Thank you Monzo. Reviewed on: 9th April 2024

Wonderful Bank Service

Arrived in the UK on the 30th November- applied on line for a Monzo account- received my card within 5 working days- works brilliantly and no fees!!Had a dispute with getlottery for deducting funds without my authorization and Monzo assisted in getting the money returned Reviewed on: 9th April 2024

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