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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

The. Best. Overdraft/Loan. Experience. Ever!

Already a fan of Monzo the experience from the angle of managing my overdraft and its usage, right down to the clarity of how its Loans are presented and booked into - it’s just second to none. Nothing is pushed on you and the terms are clear and fair. Moreover as a Premium user I love how my credit score shows up in the app - with a monthly update reminder that highlights the causes for any drop or increase. This is excellent and a great awareness grower for those using credit. In fact it has motivated me to stay out of my OD. Hats off Monzo! Reviewed on: 14th June 2021

Excellent banking very quick to respond to any issue...

Excellent banking very quick to respond to any issues and very professional APP which is easy to use . Reviewed on: 10th February 2026

Reliable and modern

Makes banking feel more inviting and less daunting to manage your money. Particularly love the saving pot challenges Reviewed on: 10th February 2026

Amazing bank.

Amazing bank. Excellent customer service. Loads of options and banking made simple. Reviewed on: 10th February 2026

Very fast responses and would cater to any query

Very fast responses and would cater to any query Reviewed on: 10th February 2026

they have solved problems i have had with my card im...

they have solved problems i have had with my card immediately Reviewed on: 10th February 2026

Quick to respond when I had an issue

Quick to respond when I had an issue Reviewed on: 10th February 2026

Beat bank out there by far

Monzo always is there to help, you can call or message in the app, have an issue they will sort it promptly Reviewed on: 10th February 2026

Great user interface and technology.

Great user interface and technology. Really good perks and saving challenges. Reviewed on: 10th February 2026

Don’t doubt Monzo until you’ve given it a go

Started using Monzo due to the design of the app but now It is my main account and I love all of the benefits and perks Monzo include and offer Reviewed on: 10th February 2026

Great bank with many excellent security features

Great bank with many excellent security features Reviewed on: 9th February 2026

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