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Monzo: Current account reviews

4.93
Based on 19,254 reviews, last reviewed 11th Apr 2026
99000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026
Carol C's avatar
Carol C

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19254)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo makes banking easy!

5
Monzo makes banking easy! Its obvious the people who work at Monzo are empowered to develop out products and services that put users and customers at the heart of the design. Theyve thought of everything from how people save, how people use their money both as individuals and in groups. Intuitive and easy to interact with. Reviewed on: 4th April 2024

Very easy to use, monzo not creating an obstacles in...

5
Very easy to use, monzo not creating an obstacles in everyday life Reviewed on: 4th April 2024

Good card provider

4
I’ve had monzo for years and haven’t had any issues Reviewed on: 4th April 2024

Honestly so impressed!

5
Honestly so impressed! The split tab is my favourite part of the app for travelling with friends. I’ve also recently opened up a savings account and it’s one of the most user friendly apps ever, showing the interest I’ve earned on a monthly basis and in total, not needing to wait for a statement etc. I just love love love it! Reviewed on: 4th April 2024

Monzo has made managing my money fun! LOVE! LOVE!

5
I adore my Monzo account (I never thought a bank account would be something I'd feel passionate about until Monzo!) I use it primarily to organise all my savings, spend on holidays and now I use the premium account which also gives me travel and phone insurance! I love the app, it has been a game changer for me - seeing all my money in one place in such an intuitive way has made managing my money fun! LOVE! LOVE! LOVE. Reviewed on: 4th April 2024

Easy to use, modern, no-fee banking, including abroad.

5
Easy to use, modern, no-fee banking, including abroad. Reviewed on: 4th April 2024

Monzo are a superb bank, and their current accounts...

5
Monzo are a superb bank, and their current accounts are super easy to work. Reviewed on: 4th April 2024

Haven't looked back since moving to Monzo!

5
Haven't looked back since moving to Monzo! This has been a total game changer when it comes to managing my money. Visibility like I haven't had before and total visibility and transparency! Couldn't recommend Monzo more. Reviewed on: 4th April 2024

Monzo allows us as a family to stay in touch on money!

5
Monzo really allows us as a family to stay in touch on money, 3 personal accounts, 1 joint and one business in the house and all managed in a single app and with instant spending notifications. Reviewed on: 4th April 2024

Great app, excellent customer service and brilliant...

5
Great app, excellent customer service and brilliant social media engagement, humanises their brand. Reviewed on: 4th April 2024

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