Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17950 reviews)

View other Monzo products

4.92

Based on 17,950 reviews, last reviewed 15th Feb 2026

35700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It smooth and easy to use any transaction fast inclu... It smooth and easy to use any transaction fast including safe protection of fund Reviewed on: 15th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17950)

Review of the Monzo, Current account:

Game changer

Love everything about Monzo. It's so easy to see everything immediately, move money, create 'pots' for saving. Have saved so much more since swapping to Monzo and recommend them to everyone Reviewed on: 4th August 2023

Very was to set up, th pot idea is brilliant also!

Very was to set up, th pot idea is brilliant also!! Reviewed on: 12th February 2026

I have had my monzo for 3 years

I love my monzo account , I have had it for 3 years I started with a young person account 16-18. My siblings have children's accounts. I recommend it to all my friends as it really helps with saving especially with the round up options and the 1p challenges. I like sorting my salary into diffrent pots each month to help me budget. It is perfect for anyone trying to save and live at the same time. Reviewed on: 12th February 2026

Switched from Santander best move I made just a well...

Switched from Santander best move I made just a well organised and great set up for a online bank Reviewed on: 12th February 2026

Monzo have been amazing and I have never had any iss...

Monzo have been amazing and I have never had any issues with them, a lot of my friends and family now use it and I couldn’t recommend it more. Reviewed on: 12th February 2026

Absolutely love using Monzo !

Absolutely love using Monzo ! 2nd year of 1p challenge for , easy way to save for a holiday ! Easy to use , great having saving pots ! Would love to get my hand on one if the Monzo plushies ! Reviewed on: 12th February 2026

Great product and super fast service dealing with an...

Great product and super fast service dealing with any banking or purchase issues. Reviewed on: 12th February 2026

The best bank

Brilliant bank, so easy to use, great interest rates, everything done at the touch of a button. Better than any high street bank in my opinion Reviewed on: 12th February 2026

They put my account on hold for no reason at all and...

They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most certainly I would not recommend it to anyone :) Reviewed on: 12th February 2026

The app works very well.

The app works very well. Easy to use and understand Reviewed on: 12th February 2026

Great current account with amazing features, saving...

Great current account with amazing features, saving pots, smart tracking of spending and low to none exchange rate fees for international transfers Reviewed on: 12th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student 20 Account
from Bank of Ireland 0.00 from 0 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Choice Current Account
from Danske Bank UK 3.52 from 21 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 4 reviews
Savings
from Monzo 4.97 from 205 reviews
Flex Purchase credit card
from Monzo 4.97 from 2955 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub