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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18211 reviews)

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4.93

Based on 18,211 reviews, last reviewed 4th Mar 2026

48550% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy saving, great use of card abroad I have managed to save with my Monzo account which I'd found hard before Using my card abroad is very easy and paying friends internationally has been... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18211)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

I have their max plan and I get really good benefits...

I have their max plan and I get really good benefits and their customer service is very good too Reviewed on: 9th February 2026

Monzo has genuinely changed the way I view money.

Monzo has genuinely changed the way I view money. I’ve always been known as tight with money, but Monzo’s budgeting tools lets me take that to a whole new level… I’ve actually saved money simply through the power of the targets feature, with individual categorisation of targets and predicted spending. It’s something you don’t get in any other banking app. Their flex credit card is a game changer too. I can move stuff over purchased prior on debit instantly over to Flex. It’s brilliant! The UI makes it so easy to see payments and instalments. You can even see how much interest it’ll have. I also like that you can set contactless limits, and you’re never caught out by forgotten direct debits or monthly payments, as it’s all there under scheduled payments. The little extras that come with the Perks plan definitely make it worth the cost and I’m a happy subscriber. I even have it set to instantly update my finance spreadsheet on google sheets. It’s modern, fresh, and actually changes your attitude towards money. Money is fun with Monzo. Thank you! Reviewed on: 9th February 2026

Amazing perks

Always been good value for money and the extra perks are amazing Reviewed on: 9th February 2026

Never had any bad experiences using Monzo, I switche...

Never had any bad experiences using Monzo, I switched all my accounts to them years ago and have never looked back! Reviewed on: 9th February 2026

I absolutely love my Monzo account

I absolutely love my Monzo account; it is easily my most-utilised app alongside YouTube. The feature set is far superior to any traditional bank I’ve used previously. I’m currently a heavy user of the entire ecosystem, specifically Max and Flex, and I fully utilise all 20 Pots to manage my finances. It’s a seamless experience that makes personal finance management actually enjoyable. Reviewed on: 9th February 2026

Great service and very impressed with perks and cash...

Great service and very impressed with perks and cash back facilities Reviewed on: 9th February 2026

Best bank out there nothing is too much trouble when...

Best bank out there nothing is too much trouble when you need help. Reviewed on: 9th February 2026

Easy to use app and great account products

Easy to use app and great account products Reviewed on: 9th February 2026

Monzo is great

Never had any problems worth Monzo, great modern app better than any of the other banks I’ve been with & always been helpful when needed. Reviewed on: 9th February 2026

Love the app great for saving and budgeting with lot...

Love the app great for saving and budgeting with lots of cool freebies and cash back offers Reviewed on: 9th February 2026

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