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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

Simple to use and efficient!

Simple to use and efficient! App is good looking and functions really well Reviewed on: 9th February 2026

Simply Excellent

I have used Monzo for a number of years now and can hands down say that their experience is simply excellent compared to other providers. There app works brilliantly and is simple to use and any terms are displayed and explained properly. I have even got some of my relatives using Monzo! Reviewed on: 9th February 2026

Very happy since starting with Monzo years ago

Very happy since starting with Monzo years ago Reviewed on: 9th February 2026

hassel free banking

Monzo are simply an easy, hassel free, non pressurising bank. Reviewed on: 9th February 2026

A bank that actually cares!

They make me feel like I’m being well looked after, easy to use, fantastic app keeps you in the loop at all times. Easy to get in touch with, just a great way to bank Reviewed on: 9th February 2026

Modern, safe banking with added bonuses

I have used Monzo banking for a few years now and love everything about it. It’s safe, modern thinking and helps me save money. Their pots are a great idea and the 1p challenge is just genius! Reviewed on: 9th February 2026

A helping hand when needed.

I’ve always had a very professional relationship with Monzo. They’re there in the background, just working for you, nothing to see until BOOM you need them, problems, reassurance, help, and they work their magic and all is good, back to normal, problem over and once a week a lovely Gregg’s sausage roll. Thank you. Reviewed on: 9th February 2026

Great Bank with great rewards.

Great Bank with great rewards. Saving scheme that lets you save with ease- allows me to keep track of my spending easily. Reviewed on: 9th February 2026

The best bank to ever exist!

The range of different features is amazing. Anything from earning cash back to phone insurance cover, different pots to pay out bills or even use a pot for your favourite things to buy the range is massive. The saving challenge is really helpful if your not very good at saving in big lump sums and with my monzo max I can view all of my cards from different banks and credit card companies in the same app. Best thing I ever did was switch to Monzo and I highly recommend everyone does. Refer a friend also gives you up to £50 in a mystery gift, it’s a no brainer! Reviewed on: 9th February 2026

The rewards Monzo offer are excellent and I utilise...

The rewards Monzo offer are excellent and I utilise 90% of them. Being able to split my money into pots is so helpful and round ups and goals help me save. Reviewed on: 9th February 2026

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