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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

Love it all but especially cheque deposit

Love it all but currently impressed that depositing cheques always works when some of my other bank apps are more glitchy. Reviewed on: 9th February 2026

Amazing Account!

I have had multiple current accounts with other providers and I opened Monzo for the use of their pots. Ever since trying it for the first time I have been completely obsessed! The ease of use throughout their entire app is amazing and they have lots of extra features that I really enjoy- Pots, account upgrades and digital cards. Amazing providers and have already gotten one friend to switch! Reviewed on: 9th February 2026

Better at managing money with monzo

Since joining Monzo I’ve been able to manage my money a lot better with the pots and I love the fact that you get paid a day earlier at 4pm. Reviewed on: 9th February 2026

Easy to use app, transparent free

Easy to use app, transparent free Reviewed on: 9th February 2026

Monzo account. ts of proble...

I opened a Monzo account after having lots of problems with a normal high street bank who constantly git on their high black horse (ahem) and missed payments on direct debits which just annoyed me. Surprising easy to open, and you can use straight away! Card is unloseable due to colour and I've never had a problem. Wages go in, bills come out and I live in hope of being a winner on getting them paid back in the monthly competition. I'm never going to be a millionaire, but what I have is safe. Reviewed on: 9th February 2026

Superb and clear

Superb. Clear. Down to earth. feel in control. Reviewed on: 9th February 2026

great bank! 10/10

I have a personal and business account with Monzo plus I’ve just moved my pensions over to them. They have an incredible savings challenge and great rewards. I have their max account which offers me insurance, treats and discounts plus they have a cash back offer. Being able to sort my payments in to pots has really enabled me to make better financial decisions. The early pay day is also a bonus! Reviewed on: 9th February 2026

Brilliant all round

Brilliant app that makes managing money easy and…fun?’ Customer services always been fantastic in my experience too. They even highlighted and stopped potential fraud before I did! Reviewed on: 9th February 2026

BEST BANK ACCOUNT EVER

Monzo is the best bank account I have ever had! I get paid early and any fraudulent transactions are dealt with promptly. My daughter has an under 16 account and it's so easy to send her money when she needs it! I love Monzo! Reviewed on: 9th February 2026

I love their perks and the chance to win double...

I love their perks and the chance to win double payday Reviewed on: 9th February 2026

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