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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

EXELLENT CUSTOMER SUPPORT I WILL BE 10000% RECOMMEND...

EXELLENT CUSTOMER SUPPORT I WILL BE 10000% RECOMMEND TO MY FRIENDS Reviewed on: 21st February 2024

Monzo is the most convenient bank I've ever used whi...

Monzo is the most convenient bank I've ever used whilst still providing heaps of features that are not available with traditional bricks and mortar banks. Favourite features include the flex system and of course the ease of use abroad! Reviewed on: 21st February 2024

I just happened to have a large amount of money plac...

I just happened to have a large amount of money placed into my current account which I needed to transfer some into other accounts. Monzo certainly picked it up quickly froze the account while they checked by asking questions to check that it was nothing to do with fraud. Brilliant at asking questions and then allowing the me to transfer the money. Reviewed on: 21st February 2024

0 complaints

Have absolutely zero complaints. Very happy Reviewed on: 21st February 2024

Perfect, no issues at all.

Perfect, no issues at all. I really like to do banking with monzo Reviewed on: 20th February 2024

Best I’ve banked with.

Best I’ve banked with. Thank you Reviewed on: 20th February 2024

Absolutely love Monzo

I highly recommend Monzo to absolutely everyone. I was hesitant when I joined years ago because it was fairly new and i had been with my bank for years! But now I’m just annoyed that I didn’t start banking with Monzo sooner. You get so much with Monzo. Everything is seamless and feels secure. You need systems that make life easier and Monzo is defo one! Reviewed on: 20th February 2024

I like the flexibility this account offers.

I like the flexibility this account offers.in the same time I like that is well organized as to type of expenses which is automatically categorized for me. Reviewed on: 20th February 2024

Everyday Bank

Monzo is easy to use, has a lot of savings options and started with cashbacks that were a great addition. Reviewed on: 20th February 2024

I am happy with my bank.

I am happy with my bank. If I have any questions or need any help, I get it quickly. I also opened business ness account with Monzo. Reviewed on: 20th February 2024

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