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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Experience with Monzo has been solid so far

I've been with Monzo for couple of years now. What I mainly love about Monzo is the experience they offer. Everything is well integrated, smart and seamless. Things just works! Reviewed on: 22nd February 2024

Excellent

Efficient in resolving problem if you have with account Reviewed on: 22nd February 2024

Just been really good great for holiday use will eve...

Just been really good great for holiday use will eventually go too too them as main bank Reviewed on: 22nd February 2024

Champions

Easy to use and their internet banking app is great Reviewed on: 22nd February 2024

Monzo stands with I have financial issues I am thank...

Monzo stands with I have financial issues I am thankful to Monzo for providing me flex and excellent overdraft Reviewed on: 22nd February 2024

A fantastic App

Easy to use and monitor where and when your money is coming and going Reviewed on: 22nd February 2024

Banking with Monzo is easy the app keeps you up-to-d...

Banking with Monzo is easy the app keeps you up-to-date, quickly and efficiently. Very good exchange rate for using abroad. Reviewed on: 22nd February 2024

Very good costumer service when I chat with them ano...

Very good costumer service when I chat with them anout an issue like Reviewed on: 22nd February 2024

All round amazing experience!

All round amazing experience! I feel happier with my money and my banking! Done more banking on Monzo than I ever did with my previous bank! Reviewed on: 22nd February 2024

Great bank great team great service

Monzo is super simple the customer service team are very friendly and willing to help you solve all your issues, I had to dispute a transaction with monzo and the team blocked my card so nothing could happen and said if I needed it just message and they can unblock for the time I need whilst the investigation is underway, with monzo you can get payed a day early and I’ve never seen that with any other bank it comes in very handy sometimes Reviewed on: 22nd February 2024

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