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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Modern, intuitive yet human.

Modern, intuitive yet human. Mixes sense of humour with tech efficiency. Love the brand and its attitude. Reviewed on: 20th February 2024

Excellent service.

Excellent service. The pots allow me to manage my money very easily, the trends feature gives me excellent insights into my spending, and the ability to use a QR code or link to send and receive payments is helpful when dealing with friends. Reviewed on: 20th February 2024

Everything in one card

I used Monzo card mostly in public transport and I started using the same for shopping. I feel it’s secure and can use with any payment. Thanks for that. Reviewed on: 20th February 2024

So easy to use .

So easy to use . Great for holidays abroad or at home . Simple to upload money and pay other users Reviewed on: 20th February 2024

More features than I need and super helpful customer...

More features than I need and super helpful customer service whenever I’ve needed a chat Reviewed on: 20th February 2024

I love the simplicity of the App

I love the simplicity of the App, it's easy to keep on top of my finances Reviewed on: 20th February 2024

Day to day banking is really easy, I can save invest...

Day to day banking is really easy, I can save invest and pay people without having to bend over backwards. Reviewed on: 20th February 2024

My experience with Monzo has been the best, easy com...

My experience with Monzo has been the best, easy communication and helping you through your daily spendings Reviewed on: 20th February 2024

Most efficient

Been with Monzo for 4 years now and I have never had to complain about them or their services. Reviewed on: 20th February 2024

Monzo Make Banking Simple

Always easy to access, navigate, split bills with friends. Reviewed on: 20th February 2024

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