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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Just happy to be a customer and happy I’m banking wi...

Just happy to be a customer and happy I’m banking with them Reviewed on: 22nd February 2024

I'm so happy with my Monzo bank account I have neve...

I'm so happy with my Monzo bank account I have never experience that much more I can do with my current account and all the difference and how much easier it's compared to my previous bank accounts I have had in the past with other banks thank you Monzo Reviewed on: 21st February 2024

Monzo has been a good bank to I collect my wages the...

Monzo has been a good bank to I collect my wages there for the past 3 years now Reviewed on: 21st February 2024

Really simple app

Really simple app that lets you see and manage your financial life Reviewed on: 21st February 2024

Monzo is by far the best bank that has taught me how...

Monzo is by far the best bank that has taught me how to save my money! Using money pot!! Reviewed on: 21st February 2024

Excellent bank love that I can set my own pin...

Excellent bank love that I can set my own pin code Reviewed on: 21st February 2024

Monzo products and their app are extremely easy to u...

Monzo products and their app are extremely easy to use and their customer service and support is fantastic. I would recommend to anyone looking for a solid and reliable current account with numerous products available and stellar customer care. Reviewed on: 21st February 2024

EXELLENT CUSTOMER SUPPORT I WILL BE 10000% RECOMMEND...

EXELLENT CUSTOMER SUPPORT I WILL BE 10000% RECOMMEND TO MY FRIENDS Reviewed on: 21st February 2024

Monzo is the most convenient bank I've ever used whi...

Monzo is the most convenient bank I've ever used whilst still providing heaps of features that are not available with traditional bricks and mortar banks. Favourite features include the flex system and of course the ease of use abroad! Reviewed on: 21st February 2024

I just happened to have a large amount of money plac...

I just happened to have a large amount of money placed into my current account which I needed to transfer some into other accounts. Monzo certainly picked it up quickly froze the account while they checked by asking questions to check that it was nothing to do with fraud. Brilliant at asking questions and then allowing the me to transfer the money. Reviewed on: 21st February 2024

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